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Operations Specialist - Cards

Emirates NBD
Dubai, United Arab Emirates

Operations Specialist - Cards

Dubai, United Arab Emiratesposted 24 seconds ago
5People have clicked1 open position

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Job Description

Job Description
About ENBD


Emirates NBD is a market leader across the MENAT (Middle East, North Africa and Türkiye) region with a presence in 13 countries, serving over 20 million customers.

The Emirates NBD Group has a total of 853 branches and 4,213 ATMs / SDMs.

Emirates NBD is the leading financial services brand in the UAE with a Brand value of USD 3.89 billion.

At the bank, we serve our customers and help them realise their financial objectives through a range of banking products and services including retail banking, corporate & institutional banking, Islamic banking, investment banking, private banking, asset management, global markets and treasury, and brokerage operations.

We are a key participant in the global digital banking industry, with 97% of all financial transactions and requests conducted outside of our branches.

We also operate Liv, the lifestyle digital bank by Emirates NBD.

With close to half a million users, it continues to be the fastest-growing digital bank in the region.

Job Overview

As a Operations Specialist Cards at Emirates NBD, your role is responsible for managing and optimizing the operational processes related to card products, including credit, debit, and prepaid cards.

This role requires strong problem-solving skills to address operational challenges, attention to detail to ensure accurate processing, and effective communication skills to coordinate with internal teams and external partners.

The Operations Specialist plays a key role in maintaining the efficiency and compliance of card operations, ensuring that all card-related transactions are processed smoothly and in a timely manner.

Key Responsibilities

Oversee the daily processing of card transactions, including authorizations, settlements, and disputes.


Ensure accurate and timely processing of card applications, renewals, and cancellations.


Monitor and resolve issues related to card processing, such as declined transactions or system errors.


Maintain accurate records of all card-related transactions and documentation.


Monitor and manage risks associated with card operations, including fraud prevention and detection.


Ensure compliance with regulatory requirements and internal policies related to card products.


Participate in audits and implement corrective actions as needed.


Prepare reports for compliance and risk management purposes.


Collaborate with front office, back office, and external partners to ensure seamless card operations.


Facilitate effective communication between different teams to address operational challenges.


Provide updates on operational issues and progress to the Senior Lead Cards Operations.


Participate in meetings and projects aimed at improving card operations processes.


Stay updated on industry best practices and changes in regulatory requirements related to card products.


Participate in training and development programs to enhance knowledge and skills.


Contribute to the continuous improvement of card operations processes.


Share knowledge and insights with team members to support collective learning.

Skills And Experience

Experience in card operations or a related field, with a focus on transaction processing and risk management.


Bachelor's degree in Finance, Business Administration, or a related field.


Strong analytical and problem-solving skills.


Knowledge of card operations and transaction processing.


Excellent communication and collaboration abilities.


Understanding of risk management and compliance requirements.


Ability to work independently and as part of a team.

What We Offer You
Competitive salary package


Strong emphasis on work/life balance

Generous annual leave entitlement and Private Healthcare

World-class Learning & Development platform and career development

Preferential banking facilities for employees
Why Join Us


We aspire to be an employee’s employer of choice.

We believe, we can help you realize your true potential by providing the right opportunities.

At ENBD we are reimagining the future of work so that you can unlock your potential, every day we want to ensure, every employee can exceed in the future of work by upskilling, building new digital skills and knowledge.

Our goal is to empower our employees to build a career experiences and skills they need in the future and that will produce a great outcome for our bank as well, we want our employees no matter their background, location, preferences to feel engaged to one ENBD team.
At ENBD, we encourage interested candidates to review the key responsibilities and qualifications for each role and apply for any positions that match their skills and capabilities.

ENBD is proud to be an equal opportunity employer.

All qualified applicants will receive consideration for employment, however due to high volume of applicants only SHORTLISTED candidates will be contacted.


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