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Job Description
- Research and evaluate clients’ creditworthiness
- Create credit scoring models to predict risks
- Approve or reject loan requests, based on credibility and potential revenues and losses
- Calculate and set interest rates
- Negotiate loan terms with clients
- Monitor payments
- Maintain records of loan applications
- Follow up with clients to manage debt settlements and loan renewals
- Ensure all lending procedures comply with regulations
- Develop, review and update our company’s credit policies
Job Requirements
- Proven work experience as a Credit Manager, Credit Analyst or similar role
- Hands-on experience with accounting software
- Solid understanding of lending procedures
- Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)
- Negotiation skills
- BSc in Accounting, Economics, Banking and Finance or relevant field
