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Credit Underwriter Officer

Fawry for Banking Techno...
Smart Village, Giza

Credit Underwriter Officer

Smart Village, GizaPosted 8 days ago
92Applicants for1 open position
  • 0Viewed
  • 0In Consideration
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Job Details

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Job Description

  • Evaluating all the submit applications to ensure compliance with credit policy and documentation criteria based on customer’s segmentation.
  • Ensure that each application fulfils all the minimum criteria.
  • Ensure to make all require analysis for the received cases, Negative checking, I-Score, CBE, NID , Blacklists and External verification, in order to make the require decisions for cases.
  • Calculate customers finance Income and DBR after determine the programs policy for cases. 
  • Review the case in term of clearness validity & fulfil-ness (screening review) before activate the limit.
  • Processing final approval on the system and approved the limit on the system.
  • Identify fraudulent applications and refer it to investigation team in order to maintain good applications quality.
  • Manage and follow-up on daily basis the requests on core system issues related for all BNPL processing.
  • Perform CPV calls for all customers to verify data provided and confirm the limit.
  • Follow-up and Review all types of products documents after approval from system in order to proceed as per current updated Credit Risk policy.
  • Processing all the applications in queue on the same day and Ensure timely and effective TAT for applications submitted by branches, courier and customers to meet the approved SLA.
  • Send the external verifications for all approved cases after ensure that meet our policy criteria and normal process.
  • Reject cases that don’t meet the criteria or missing the conditions that supposed have, as per normal process.
  • Meeting the service levels and turnaround time.
  • Conducting internal and external verification.
  • Reviewing external verification comments on system memos as well as customers ISCORE report and keep record in file.
  • Proposing deviation approvals based on strong profile of the applicant, despite not meeting certain individual requirements. 
  • Meeting certain individual requirements.
  • Completing other special tasks requested by the higher level.

Job Requirements

  • Age between 25-28 Yrs.
  • 1 year at least experiences in retail credit or consumer credit field.
  • Flexible working hours / days including weekend and night shift.
  • Location smart village.
  • Giza residents are preferred

 

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