Credit Officer

Job Brief

This template is for Credit Officer jobs. It will help you advertise your job openings to attract qualified candidates to your Accounting department.

Job Description

• ● Review loan requests
• ● Assess clients’ financial status
• ● Evaluate creditworthiness and risks
• ● Contact clients to gather financial data and documentation
• ● Analyze risks and approve or reject loan requests
• ● Calculate financial ratios (e.g. credit scores and interest rates)
• ● Set up payment plans
• ● Maintain updated records of loan applications
• ● Follow up with clients about loan renewals
• ● Monitor progress of existing loans

Job Requirements

• ● Proven work experience as a Credit Officer, Loan Officer or similar role
• ● Hands-on experience with lending procedures and products
• ● Ability to create and process financial spreadsheets
• ● Strong analytical skills
• ● Customer service experience
• ● BSc in Banking and Finance, Economics or related field