Job Brief
This Credit Manager job description template can be used to post your job on career pages and job boards, and attract accounting-skilled candidates.
Job Description
- ● Research and evaluate clients’ creditworthiness
- ● Create credit scoring models to predict risks
- ● Approve or reject loan requests, based on credibility and potential revenues and losses
- ● Calculate and set interest rates
- ● Negotiate loan terms with clients
- ● Monitor payments
- ● Maintain records of loan applications
- ● Follow up with clients to manage debt settlements and loan renewals
- ● Ensure all lending procedures comply with regulations
- ● Develop, review and update our company’s credit policies
Job Requirements
- ● Proven work experience as a Credit Manager, Credit Analyst or similar role
- ● Hands-on experience with accounting software
- ● Solid understanding of lending procedures
- ● Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)
- ● Negotiation skills
- ● BSc in Accounting, Economics, Banking and Finance or relevant field