Credit Manager

Job Brief

This Credit Manager job description template can be used to post your job on career pages and job boards, and attract accounting-skilled candidates.

Job Description

• ● Research and evaluate clients’ creditworthiness
• ● Create credit scoring models to predict risks
• ● Approve or reject loan requests, based on credibility and potential revenues and losses
• ● Calculate and set interest rates
• ● Negotiate loan terms with clients
• ● Monitor payments
• ● Maintain records of loan applications
• ● Follow up with clients to manage debt settlements and loan renewals
• ● Ensure all lending procedures comply with regulations
• ● Develop, review and update our company’s credit policies

Job Requirements

• ● Proven work experience as a Credit Manager, Credit Analyst or similar role
• ● Hands-on experience with accounting software
• ● Solid understanding of lending procedures
• ● Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)
• ● Negotiation skills
• ● BSc in Accounting, Economics, Banking and Finance or relevant field