Job Brief
This credit analyst job description template can be used to post on job boards and careers pages. It is also easy to customize for your company.
Job Description
- ● Assess creditworthiness of existing or prospective clients
- ● Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
- ● Complete ratio, trend and cash flows analyses and create projections
- ● Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
- ● Determine in depth the degree of risk involved
- ● Carefully analyse data and produce clear and objective reports
- ● Routinely monitor loans for compliance
- ● Adhere to credit policy and guidelines
- ● Monitor corporate portfolio asset quality on an ongoing basis
- ● Draft models of credit information that predict trends and patterns
Job Requirements
- ● Proven working experience as a credit analyst
- ● Proficiency in statistical packages and financial software
- ● Up to date with legal, compliance and market risk related issues
- ● Ability to analyze cash flows, leverage, collateral and customer strength
- ● Strong communication and presentation skills
- ● Sound judgement
- ● BS degree in Business, Statistics or related field