The Important StuffFlexiblity: We have an office in Riyadh, KSA and we have an in-office way of working since that works the best for us.Reporting to: KSA Country HeadStart Date: ASAPInterview Process: You will have 3 rounds of interview comprising of a take home assignment totaling around 4-5 hours of commitment over 2 weeksYour team: The credit team is one of the core functions at Beehive and is spread across all 3 of our jurisdictions. This role will report into the country head while maintaining a close working relation with the Group Head of Credit. This role will also have a small team of Credit Analysts reporting into it. Day-to-day, you will...Be responsible for supporting Beehive's credit function and delivering high quality credit analysis.Be accountable for gathering financial information (bank and financial statements) assessing, analyzing and interpreting complicated and consolidated client data.Be responsible for identifying potential fraudulent applications, in order to protect the reputational and financial interests of Beehive's investors/ platform.Be accountable for reviewing original client documentation for verification including bank statements, authorized signatory validations, annual financial statements, invoices etc.Be responsible for liaising with external credit reference agencies and analysis of third-party risk management reports.Be accountable for ensuring that client requests sit within the risk appetite and credit policy of Beehive.Be responsible for presenting credit proposals to the Credit manager / Project Lead, demonstrating strongcommunication skills articulating all known material and significant risks.Use Beehive’s platform for decisioningInteract with Group management on credit casesAs well as interaction with Beehive, you will interact with SDB stakeholders – and hence, good communication skills are essential This might be for you if...You have a bachelors degree in Business Administration or FinanceYou have previous experience within the Credit or Risk functions in a Bank or Financial InstitutionYou have experience in the KSA SME landscapeYou have excellent English and Arabic skillsYou possess strong analytical skills, with the ability to interpret financial statements, assess credit risk, and make informed decisionsYou can work independently, prioritizing tasks and are comfortable working in a multicultural environmentBonus points for...Financial backgroundPrevious people management experienceStakeholder managementProblem solving skillsWhy join us? With us, you have the opportunity to join a growing team with immense growth opportunities within the company. Beehive is a rapidly growing and one of the longest standing startups in the MENA region. We are a people-first organization, and we believe in empowerment of our workforce.