Credit Analyst

We are looking for a professional Credit Analyst to determine our customers’ creditworthiness. You will analyze financial data to assess the likelihood of a borrower honouring their financial obligations.ResponsibilitiesAssess credit worthiness of existing or prospective clientsExamine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)Complete ratio, trend and cash flow analyses and create projectionsDeliver a multidimensional perspective on the investment outlook in an accessible and informative mannerDetermine in depth the degree of risk involvedCarefully analyse data and produce clear and objective reportsRoutinely monitor loans for complianceAdhere to credit policy and guidelinesMonitor corporate portfolio asset quality on an ongoing basisDraft models of credit information that predict trends and patternsRequirementsProven working experience as a credit analystProficiency in statistical packages and financial softwareUp to date with legal, compliance and market risk related issuesAbility to analyze cash flows, leverage, collateral and customer strengthStrong communication and presentation skillsSound judgementBS degree in Business, Statistics or related field