Credit Officer

Obegi Chemicals -
Maadi, Cairo

Obegi Chemicals -
Maadi, Cairoposted 21 days ago

68Applicants for1 open position

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Manage the Credit risk, Credit control and Receivables Management functions.
Set up and enforce the terms and conditions of receivable balances.
Implement and ensure compliance with the Group Credit Policy.
Supervise and provide guidance to credit controllers.
Oversee the Credit Insurance policy, including renewals, declarations, limits approvals, and timely payments (Daily and Monthly).
Prepare and review weekly, monthly, and quarterly reports for senior management.
Utilize data analytics, credit rating models, financial statement analysis, and other performance indicators (DSO, ADD) for portfolio analysis.
Resolve disputed bills and negotiate payment terms with customers.
Conduct customer visits to assess creditworthiness and build relationships.
Approve credit limits and payment terms in accordance with the established approval matrix and level of authority.
Follow up on accounts receivables and overdue accounts using weekly aging reports.
Maintain and manage customer credit files and legal documents.
Collaborate effectively with other internal departments.
Propose legal actions and write-offs for irrevocable receivables.

Bachelor’s Degree in Accounting, Finance, Economics, Business, or a related field.
Relevant professional certification is a plus.
3-5 years of experience in a similar field.
Excellent knowledge of corporate credit investigations & analysis, financial statement analysis, and receivables management.
Proven experience in managing credit risk and collections.
Excellent command of both English and Arabic, both spoken and written.
Proficiency in computer applications, particularly Microsoft Office (Excel, Word). Practical experience with an ERP system is highly preferred.
Strong verbal and written communication skills.
Exceptional organizational skills and attention to detail.
Ability to work with complicated financial data and perform in-depth analysis.
Strong analytical and problem-solving skills.
Strong time management skills and ability to prioritize tasks effectively