Credit Control Manager

Job Description

• The Head of Credit control dep is responsible for the proper organization of credit control’s unit, fast and reliable decision-making process, and efficient cooperation between other departments /divisions and Credit control department.
• The Head of Credit control dep reports to the Chief Risk officer as the department is a part of risk division. 

Main responsibilities and tasks

• The Head of Credit Underwriter Unit organizes a team of underwriters to review and evaluate loan applications submitted by Loan Officers comparing with credit policy requirements.
• Controls the performance of underwriters, the decision-making process and subsequent smooth cooperation between the department and business division. 
• Proper and fast redistribution of loan applications, ensuring the highest processing speed of applications.
• Assists credit underwriters to verify the accuracy of information received and calculations made during the financial analysis.
• Decides on the credit exposure within his / her level of competence.
• Propose changes and improvements to the existing process to achieve maximum efficiency in the decision-making process.
• Assessment of the underwriters and providing of systematic feedback to subordinate personnel
• Responsible for the hiring and training of subordinate personnel, as well as loan officers in matters of financial analysis of the client
• Prepare performance reports related to applications approval / rejection rates, reasons for rejection, processing time of application, etc.
• Identify and report suspicious transactions and decisions to the CRO
• Guarantee the confidentiality of processed information, both clients and institution