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ZAR CHI KO KO NAING

Supervisor | Product Development Executive at Prudential Life Assurance (Lao & Myanmar) Limited

Dubai, United Arab Emirates

Work Experience

  • Supervisor | Product Development Executive

    Prudential Life Assurance (Lao & Myanmar) Limited

    Jun 2022 - Present -3 yrs, 1 month

    United Arab Emirates

    • Job Details:Conducted market analysis and competitor benchmarking to identify market gaps, uncover customer pain points, and develop competitive, customer-centric product offerings. Collaborated with underwriting, actuarial, and marketing teams to define product specifications and execute effective go-to-market strategies. Led the end-to-end product development lifecycle, including drafting detailed product specifications aligned with strategic objectives. Prepared and submitted product documentation to regulatory bodies and group offices to ensure adherence to all risk and compliance standards. Coordinated cross-functionally with compliance and risk teams to proactively identify and mitigate potential regulatory or operational issues. Led the development and management of product-related systems, ensuring smooth integration into sales and policy issuance processes. Designed and implemented end-to-end process flow journeys from sales through to policy issuance, enhancing operational efficiency and customer satisfaction. Generated test scenarios and actively participated in the planning, preparation, and execution of user acceptance testing (UAT). Interpreted product requirements for system implementation; worked with requirement owners to ensure comprehensive test coverage. Monitored UAT progress and defect tracking; ensured timely resolution through close coordination with IT, UAT managers, and requirement owners to achieve UAT sign-off. Partnered with business stakeholders to clarify and validate business requirements; managed product backlog (day 2 functionality) and ensured timely delivery. Assessed business impacts resulting from changes in system requirements, process rules, and application enhancements; recommended effective, business-aligned solutions. Analyzed product performance and customer requests to drive continuous improvement, aligning features with user needs and industry trends. Ensured full compliance of new products with local and international regulations by working closely with legal and compliance teams. Developed and delivered comprehensive training materials; conducted training sessions to share product knowledge and ensure business readiness. Collaborated with distribution and operations teams to refine sales-to-policy issuance workflows, reducing turnaround times and improving service delivery. Coordinated product launch plans with cross-functional teams; reviewed and aligned marketing materials to ensure regulatory compliance and brand consistency.
  • Executive | Operations Assistance Officer

    Prudential Myanmar Life Insurance Limited

    Mar 2017 - Jun 2018 -1 yr, 3 months

    Myanmar

    • Job Details:Collaborated effectively with underwriters, claims adjusters, and insurance agents to support application processing, manage policy amendments, and ensure the smooth handling of client servicing requests. Served and addressed a wide range of policy-related inquiries, resolved service issues, and provided clear guidance on coverage details, premium receipts, and policy terms to maintain a high standard of customer satisfaction. Ensured regulatory requirements and internal policies throughout all aspects of policy servicing and documentation handling. Managed the processing and reconciliation of premium payments, maintaining accurate financial records and ensuring timely updates to client accounts. Monitored policy activity and proactively identified discrepancies or process gaps, contributing to the improvement of operational efficiency and risk mitigation. Supported compliance audits and reporting by maintaining organized records and delivering accurate, up-to-date documentation as required.
  • Education

    • Bachelor's Degree in Business Management

      Wise College

      Jan 2020 - Jan 2021 - 1 Year

    • Bachelor's Degree in English

      University of Dagon

      Jan 2015 - Jan 2019 - 4 yr

    Achievements

    Award-winning professional with a strong record of performance and contribution in the insurance industry. Honored as Employee of the Year (2021), recipient of the Unsung Hero Award at the company’s 3rd anniversary, and winner of the Top Performer Award (2023). Successfully launched the company’s highest New Business Profit product series and achieved 200% of the Company’s Annual Incentive Bonus (AIB) target. Experienced in leading projects from initiation to completion, with a strong focus on stakeholder coordination, business process management, and achieving organizational objectives.

    Skills

    Languages

    • English

      Advanced
    • Burmese

      Advanced
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