Basic Info

Adel Younes

More than 15 years

Alexandria, Egypt

Bachelor's Degree

Senior Management

Work Experience

Consumer Credit Manager Risk Management Group at Saudi Hollandi bank

Experience Details

Consumer Credit Manager Risk Management Group

Banking, Operations/Management, Accounting/Finance

Manager

 Provide accurate analysis reports to assist the Management in decision making on Policies & Procedures in order to enhance business.
 Perform analytical function of Credit Cards , Personal Loans & Local Shares Trading and to provide evaluation to the Management to adopt necessary strategy to increase portfolio and keep delinquency in the controlled levels in order to prevent financial losses and enhance profitability.
 Prepare Monthly Review Report performing analysis of Consumer Credit Products, local shares and also Credit Letter with prepraing MIS reports.
 Monitoring , analysis and keeping track of deviation report & Cap's report for Consumer Credit Product and coordinate with relevant departments for Home finance & Car Leasing.programme.
 Daily and weekly basis monitoring credit cards issuance for approval, exceptional & rejection analysis
 Weekly reports for Local Shares Trading on portfolio cap, utilization , targets and Policy Cap’s for KW , Areas, finding through the week and follow up with relevant department , areas for growth and high & medium risk..etc
 Perform analytical function of Consumer Credit & Local Shares Trading. Structure and maintain Management Information System (MIS) reports as per CCRM requirement.
 Monitor and analyze Consumer Credit Portfolio performance in terms of portfolio health, targets, delinquencies, Policy caps etc.
Bio-data of_ ADEL YOUNES_ page 02 of 3
 Participate in updating Consumer Credit Policies with Head of Consumer Credit in accordance wi with Saudi Arabia Monetary Agency.
 Compliance with approved procedures and policies for Consumer Credit products,


Company Details

Saudi Hollandi bank (multinational)

Riyadh, Saudi Arabia

501-1000 employees

Accounting and Auditing Services, Banking

N/A

Oct 2007 to present (9 years 10 months)
Business Development Manager at Global Health Company

Experience Details

Business Development Manager

Marketing/PR/Advertising , Medical/Healthcare, Operations/Management

Manager

Strong financial and marketing background, that allows me to run the day-to-day operation of the business and work closly with most of the segeons in different hospital, with a good performance, work responsibly, loyalty, initiative and self independent.
 Cover the entire work responsibilities reliably,with developing an overwhelming experience in the different Laparospoic products and other many products with and mastered the training of surgeons into such products.
 Design, implementation and control of marketing plan .
 Responsible for budget and control in consultation .
 Responsible for manage and evaluate new work force .
 Responsible for follow up with purchase departments.
 Responsible for organizing scientific meetings and training of Physicians.
 Responsible for international communication with parent companies.
 Represent company in parent company meetings abroad, International training & Worldwide Exhibitions.
Countries & Hospitals work and visit: Saudi Arabia Main Governmental and Private hospitals in Riyadh, Jedddah,Qassim, Alakobar and Dammam Bahrain BDFH (Militray Hospital ), Al-Suleimania Hospital, Bhrain Specialist Hospital Kuwait: Militray Hospital , AlAmiry Hospital, Aljahra Hospital , AlMubarek and Al Sabah Hospital Achievements:
 Introduction of Robotic Surgical Equipments of Computer Motion in Saudi Arabia 2002.
 Introduction of cutting-edge ergonomic laparoscopic equipment :
( MicroLine & Mat-Esse ) since 2002 and work efficiently untile now in most reputed hospital in Saudi Arabia and Bahrain.)
 Patient-transfer system with high safety to patient and health care providers 2003. ( HoverMatt).
 Pain Relief System with Soaker Catheter Technology of PainBuster _I FLOW_Produts.& STOMOCUR- for LIFE.


Company Details

Global Health Company (multinational)

Riyadh, Saudi Arabia

N/A

Medical Devices and Supplies

N/A

Jun 2002 to Sep 2006 (4 years 3 months)
The Financial Control at Head Office at SABB

Experience Details

The Financial Control at Head Office

Banking, Accounting/Finance

Manager

Financial Operation & Internal Control
 Supervised, checked and reconciled all transactions related to SAMA Current Account – Saudi Arabian Riyal Inter-bank Express. (SARIE)
 Supervised the Nostro Accounts reconciliation related to Foreign Banks,for the purpose of control, operation and follow up with the branches .
 Worked in the Payments and Insurance Section, for the Payments related Bank’s clients and staff.
 Supervised posted transactions by using (Operating System 2) OS2 HUB WorkStation (HWS) and Universal Banking Teller (UBT)
Financial Statement & SAMA Returns:
 The periodical returns for Saudi Arabian Monetary Agency (SAMA) on Electronic Returns Management system (ERMS) with strict deadlines.
 Participated in the development and implementation of the SAMA banking policy and reports using FRED and later the ERMS systems.
 Also was a team player in the preparation of year-end financial statements and reports.
 Coordinated with the External Auditors for the interim and final audit.
 Analysis of Financial Reports to evaluate operations,control and anticipate
future needs and problems.
IN- House Management Reports:
 preparing daily financial position for morning meeting committee related to the Bank’s position and analyze the variances for business-wise level.
 Supported in preparing in-house management reports for bank-consolidated budget, cash flow related to Bank's periodical position and also Bank's daily liquidity.
 Prepared branch-wise statistical analysis and development of bank deposits.
 MIS report based on GIMIS banking system (Group integrated management information system), would provide the Management Heads with information related cost of fund and value of fund for the bank’s products and also to provide with information related to cost center of different department and the profitability to keep the senior management online with the bank’s activities.
Payroll and compensation – HRD _SABB: For Three years between 1984 and 1987 at SABB - assigned to payroll and compensation section:
 Prepared monthly payroll for payment of staff salaries
 Prepared all matters related to benefit and compensation (Payment of leave dues, end of service, Bonus payments etc.)
Bank Systems
 Participated in the Conversion of Bank System from CIF (Central Information File ) to HUB HongKong Universal Banking)to meet the Global system of HSBC group
 Account maintenance on Hong Kong Universal Banking (HUB system).


Company Details

SABB (multinational)

Riyadh, Saudi Arabia

501-1000 employees

Accounting and Auditing Services, Banking

N/A

May 1984 to Oct 2001 (17 years 5 months)

Education

Technical Diploma in Diploma in Accounting

Education Details

Technical Diploma

Diploma in Accounting

London Business Institute (L.B.I.), Egypt

A / Excellent / 85 -100%

N/A

N/A

London Business Institute (L.B.I.)
1982 - 1983
Accounting & Business from Faculty of Commerce, in Accounting

Education Details

Accounting & Business from Faculty of Commerce,

Accounting, Business

Tanta University, Egypt

A / Excellent / 85 -100%

N/A

N/A

Tanta University
1979 - 1982
High School - Thanaweya Amma

High School Details

Thanaweya Amma

Talat Harab

Egypt

1977

B / Very Good / 75 - 85%

N/A

Talat Harab
1977

Certifications

Diploma in Accounting from London Business Institute (L.B.I.)
Aug 1983

Certificate details

Diploma in Accounting from London Business Institute (L.B.I.)

Aug 1983

N/A

N/A

N/A

N/A

Training and Courses

Diploma in Accounting from London Business Institute (L.B.I.) at (L.B.I.)
Jun 1983

Training/Course Details

Diploma in Accounting from London Business Institute (L.B.I.)

Jun 1983

(L.B.I.)

N/A

Consumer Credit Policies at Saudi Hollandi bank
Feb 2003

Training/Course Details

Consumer Credit Policies

Feb 2003

Saudi Hollandi bank

N/A

Financial Operation & Internal Control at SABB
May 1986

Training/Course Details

Financial Operation & Internal Control

May 1986

SABB

N/A

IN- House Management at SABB
Sep 1992

Training/Course Details

IN- House Management

Sep 1992

SABB

N/A

Bank Systems at SABB
Jul 1996

Training/Course Details

Bank Systems

Jul 1996

SABB

N/A

This profile is not updated!
Last update more than 3 months ago.

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Profile Skills and Keywords

AccountingAccounting And Auditing ServicesBank SystemsBankingBowlingBusinessBusiness Development ManagerConsumer Credit Manager Risk ManagementConsumer Credit Manager Risk Management GroupConsumer Credit PoliciesDiploma In AccountingDiploma In Accounting From London Business Institute (L.B.I.)FinanceFinancial Operation & Internal ControlGlobal Health CompanyIN- House ManagementInsuranceManagementMarketingMedicalMedical Devices And SuppliesMusicReadingSABBSaudi Hollandi BankSportsSwimmingThe Financial Control At Head OfficeTravellingVolley BallWriting

Self-assesed Skills

Fields of Expertise

Consumer Credit Manager Risk Management

Consumer Credit Manager Risk Management

: Expert

: Extreme - I love it!

:

5-7 years

Financial Operation & Internal Control

Financial Operation & Internal Control

: Expert

: Extreme - I love it!

:

More than 7 years

Business Development Manager

Business Development Manager

: Expert

: Extreme - I love it!

:

3-5 years

Online Presence

https://eg.linkedin.com/in/adel-hedaya-younes-12862315

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