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Vijay Kumar

credit officer at Muthoot Fincorp Ltd

Hassan, India

Work Experience

  • credit officer

    Muthoot Fincorp Ltd

    Jan 2025 - Present -5 months

    India

    • Job Details:Handling both branch channel and digital market channel files, closing the cases within TAT under policy guidelines, checking property documents, maintaining good relationships with technical and legal teams, KYC and income document checking, checking CIBIL reports, preparing CAM and recommending cases.

  • junior executive

    Axis Bank

    Apr 2024 - Jan 2025 -9 months

    India

    • Job Details:Researching and evaluating clients’ creditworthiness, creating credit scoring models, approving or rejecting loan requests, calculating and setting interest rates, preparing LTV sheet and doc card sheet.

    • Education

    • Bachelor's Degree in science

      Mysore University

      Jan 2022 

    • Bachelor's Degree in science

      Mysore University

      Jan 2020 

    • Bachelor's Degree in pcmb

      arkalgud karnataka pre-university education board

      Jan 2017 

    Skills

    • Credit Analysis
    • Risk Assessment
    • Financial statement analysis
    • customer relationship management
    • positive attitude
    • Team Player
    • Problem-Solving
    • Adaptability
    • collaborative

    Languages

    • English

      Fluent

    • Kannada

      Fluent
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