TG

Twinkle Gwalia

Risk Reporting Senior Associate

Dubai, United Arab Emirates

Work Experience

  • Risk Reporting Senior Associate

    Morgan Stanley

    Jun 2019 - Apr 2025 -5 yrs, 10 months

    Hungary

    • Job Details:Led London-aligned team producing EMEA credit counterparty risk reports, ensuring regulatory compliance and data accuracy. Delivered critical regulatory and committee decks under tight deadlines. Automated and transformed static reporting into interactive Power BI dashboards, enabling real-time insights. Promoted to team lead and represented Budapest EMEA credit reporting team at global risk forums. Collaborated with coverage teams to align on credit risk reporting needs and priorities. Implemented advanced SQL queries to optimize performance, resulting in 44% increased data processing efficiency. Conducted annual logic reviews and gap analysis to ensure consistency, audit-readiness, and compliance with BCBS 239 standards. Partnered with the internal governance team to enhance data lineage and regulatory transparency. Collaborated with stakeholders to identify analytical needs, KPIs and optimize workflows. Developed sanity checks and SOPs to ensure consistent reporting standards across teams. Used JIRA for task tracking and cross-functional project coordination. Prepared BRD and FRD for regulatory reporting automation, ensuring compliance with internal controls. Proactively assessed and documented project risks during the requirements phase. Worked in agile environments, conducting sprint reviews, backlog grooming, and use case refinement. Collaborated, designed and validated interactive dashboards in Power BI. Automated ETL pipelines using SQL and Power Query. Conducted comprehensive data cleaning, wrangling, and transformation using SQL and Power Query. Automated manual reporting using VBA macros and SQL.
  • Senior Data Analyst

    Eclerx Services Ltd.

    Apr 2017 - Apr 2019 -2 yrs

    India

    • Job Details:Performed daily data queries and generated reports using SQL and Excel to support business operations. Created complex SQL queries to address ad-hoc requests. Utilized advanced Excel functions to create dynamic charts, graphs and dashboards for data visualization. Extracted, compiled, and analyzed data to generate detailed reports. Optimized SQL queries for faster execution. Handled ad-hoc requests using SQL queries. Automated 86% of manual work using Excel formulas, macros, and SQL queries. Presented data insights and actionable conclusions to team members. Documented detailed business requirement specifications for data-driven use cases. Worked on data visualization projects on Tableau. Collaborated with product owners and business leads to prioritize use-cases. Led sprint planning sessions with scrum masters and tech leads. Acted as a liaison between operations and IT. Investigated and resolved data issues.
  • Academic Product Analyst

    Repro India Pvt. Ltd.

    Dec 2014 - Aug 2016 -1 yr, 8 months

    India

    • Job Details:Conducted demonstrations and training sessions for K-12 schools. Developed and analyzed test series for students. Provided technical support, including application installation and troubleshooting. Prepared performance improvement reports. Researched and compared various educational tablets on the market. Led a small project team.
  • Education

    • Bachelor's Degree in Electronics & Communication Engineering

      West Bengal University

      Jan 2015 

    Skills

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