Tulshi Ram Acharya

Credit Analyst

• Job Details:Review financial statements and evaluate key financial ratios, analyze creditworthiness of borrower, ensure the compliance of internal and regulatory requirements, identify potential risks and classify the risk level, monitoring existing credit, study industry, market and economic trends, restructure of loan, repayment terms and pricing, prepare detailed credit analysis reports and present findings to credit committees and senior management, provide recommendation on whether to approve, decline or adjust loan terms, study the organization structure, governance, stakeholder and human resource capital, study the product and service, pricing, major competitors, major suppliers and major buyers.