Taher Sayed Abusreaa

Deputy ManagerFull Time

Underwriting supervisorFull Time

• Job Details:• Monitor the work of the life underwriting team and provide support when needed. • Handle the issuance of both group and individual life insurance policies . • Appraise and underwrite applications for life insurance to assess mortality risk within company guidelines to meet the company's financial objectives; Review life application forms, underwriting evidence, determine appropriate underwriting requirements and assign case to appropriate risk category; Make sound underwriting decisions based on gathered data, established criteria, and guidelines to assess risk; Responsible for determining the life expectancy of applicants applying for life settlements or other financial or insurance related transactions using a variety of resources. • Perform risk analysis and evaluate claim experience; Assess and evaluate medical, financial and non-medical risks of Individual business to evaluate and determine acceptability of risk. • Analyze proposals, new cases, renewals and amendments for reasonability, professionalism and accuracy; Utilize rating tools, reference materials, and other case-specific information in analysis; Ensure that the company can administer the client's proposed benefit plan design and funding method. • Identify, research, and collect information crucial to decision making from both internal and external sources and may recommend or implement solutions to minimize risk. • Track work performed, and update / maintain the underwriting database. • Communicate verbally and in writing underwriting requirements, rates, and application of underwriting policy and final decisions. • Evaluate the loss potential due to catastrophe, severity, and/or frequency. • Utilize knowledge of automated systems to develop information for new or renewal policies. • Prepare quotations for sales people and agents and answer questions from agents, policyholders, or prospects; explain company underwriting policies if needed. • Assist sales people and agents with comments or questions about applications and the likelihood of acceptance by the company. • Review requests for cancellation, endorsements, etc. • Review policies for renewal consideration; • Ensure the timely completion of renewals, proposals, and specialized reports associated with the underwriting function. • Manage multiple tasks and prioritize work, while assisting team in meeting deadlines. • May participate in product development and enhancements. • Act as a subject matter expert (SME) for less senior underwriters. • Assist in the training and development of underwriting trainees and underwriting staff. • Maintain confidentiality of all corporate, personnel and research matters. • Perform effectively any other duties as assigned; assume new duties as the need arises