RG

Rami Radi George

Credit Analyst at DUBAI FIRST ( FGB GROUP )

Dubai, United Arab Emirates

Work Experience

  • Credit Analyst Full Time

    DUBAI FIRST ( FGB GROUP )

    Sep 2014 - Present -10 yrs, 10 months

    United Arab Emirates , Dubai

    • Job Details:Key deliverables: • Analyzing credit proposals by looking at financial risk profile, repayment capability, security adequacy and industry position • Evaluating applications based on the approved credit policy and communicating the decision to front end within the turnaround time as agreed in the service level agreement. • Conducting a thorough scrutiny of documents ensuring completion of documentation in all respects as per the approved documentation policy. • Ensuring credit facilities have been properly structured and there isn’t any violation of internal or external regulations/policies. • Preparing detailed notes for recommendations for approval, rejection or amendments based on credit analysis. • Conducting external environment analysis to understand the impact on credit portfolio. • Providing justification to take specific deviation approvals from appropriate levels of authority for rejected credit proposals. • Ensuring all fields are updated with correct information on the system and processed. • Ensure monitor the errors of the maker level and educate them about it. • Ensure to do 50 approvals coordinate with other credit analysts. • Monitor the queue Data entry quality check, final queue to ensure TAT meet and queue which impact the flow. • Preparing reporting status on cases processed ,approved ,declined and booked as exceptions and other details as required by the senior management from time to time.
  • Media ExecutiveInternship

    Zenithmedia

    May 2013 - Sep 2013 -4 months

    Egypt , Cairo

    • Job Details:Tasks done as part of the training process: • Conducted full television and radio plans for TE Data including channel choice, GRPs and adding gross rates and completing the full strategic plan according to the given objective. • Conducted a full television plan for Dabur Amla based on sponsorship deals and spot packages ensuring high frequency and a high reach achievement. • Fully exported data (Statex) including data evaluation through the necessary software (Xplan) to create a thorough and detailed competitive analysis for Dabur including competitive spending, strategy, copy usage, spending pattern, sponsorship VS equity and SOI vs SOV levels. • Executed daily monitoring ensuring that missed spots are replaced and the operations team are taking the necessary action to ensure a smooth running plan. • Executed revisions on the booking confirmations making sure that they fully match the plan. • Updated the monthly ratings sheet for Dabur highlighting the different time segments per station and providing an understanding of the programs and stations monthly rating pattern to give the client a better overview when writing a brief for a new campaign.
  • Marketing ManagerFull Time

    Brego for Food Industry

    Aug 2011 - Aug 2012 -1 yr

    Egypt , Cairo

    • Job Details:• Managing and coordinating well targeted advertising/promotional activities to enhance brand image • Continuously searching for new prospect clients in addition to signing/closing new contracts with them • Monitoring and evaluating clients’ satisfaction through ongoing follow up calls/meetings • Developing business strategy to improve our relationships with existing clients and devised creative solutions to manage client’s expectations • Achieved increase in sales volumes by 5 folds
  • Marketing ExecutiveFull Time

    Brego for Food Industry

    Jul 2009 - Aug 2011 -2 yrs, 1 month

    Egypt , Cairo

    • Job Details:• Managed the relationship with clients and maintained effective communication with them • Designed and matched the promotions with the appropriate market (Cairo- Delta – Upper Egypt-Sinai) • Extensively researched and studied market analysis for new leads • Established contacts and networked with relevant business people/governmental entities • Prepared and presented sales pitch for potential business
  • Education

    • Bachelor degree in Business Administration in College of Management & Technology

      Arab Academy for Science, Technology and Maritime Transport (AAST)

      Jan 2007 - Jan 2012 - 5 yr

    • High School - Thanaweya Amma

      Holly Family College – Collège de la Saint Famille (Jesuite)

      Jan 2007 

    Skills

    • Microsoft Office
    • Microsoft Office
    • Microsoft Office
    • Marketing
    • Microsoft Access
    • Credit Analyst
    • C
    • Algorithm

    Languages

    • Arabic

      Fluent
    • English

      Fluent
    • French

      Advanced

    Training & Certifications

    • Holly Family College – Collège de la Saint Famille (Jesuite)

      Universite de Nantes – France·2008
    • Diplôme Élémentaire de Langue Française DELF

      2007
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