RG
Rami Radi George
Credit Analyst at DUBAI FIRST ( FGB GROUP )
Dubai, United Arab EmiratesWork Experience
Credit Analyst Full Time
DUBAI FIRST ( FGB GROUP )
Sep 2014 - Present -10 yrs, 10 months
United Arab Emirates , Dubai
- Job Details:Key deliverables: • Analyzing credit proposals by looking at financial risk profile, repayment capability, security adequacy and industry position • Evaluating applications based on the approved credit policy and communicating the decision to front end within the turnaround time as agreed in the service level agreement. • Conducting a thorough scrutiny of documents ensuring completion of documentation in all respects as per the approved documentation policy. • Ensuring credit facilities have been properly structured and there isn’t any violation of internal or external regulations/policies. • Preparing detailed notes for recommendations for approval, rejection or amendments based on credit analysis. • Conducting external environment analysis to understand the impact on credit portfolio. • Providing justification to take specific deviation approvals from appropriate levels of authority for rejected credit proposals. • Ensuring all fields are updated with correct information on the system and processed. • Ensure monitor the errors of the maker level and educate them about it. • Ensure to do 50 approvals coordinate with other credit analysts. • Monitor the queue Data entry quality check, final queue to ensure TAT meet and queue which impact the flow. • Preparing reporting status on cases processed ,approved ,declined and booked as exceptions and other details as required by the senior management from time to time.
Media ExecutiveInternship
Zenithmedia
May 2013 - Sep 2013 -4 months
Egypt , Cairo
- Job Details:Tasks done as part of the training process: • Conducted full television and radio plans for TE Data including channel choice, GRPs and adding gross rates and completing the full strategic plan according to the given objective. • Conducted a full television plan for Dabur Amla based on sponsorship deals and spot packages ensuring high frequency and a high reach achievement. • Fully exported data (Statex) including data evaluation through the necessary software (Xplan) to create a thorough and detailed competitive analysis for Dabur including competitive spending, strategy, copy usage, spending pattern, sponsorship VS equity and SOI vs SOV levels. • Executed daily monitoring ensuring that missed spots are replaced and the operations team are taking the necessary action to ensure a smooth running plan. • Executed revisions on the booking confirmations making sure that they fully match the plan. • Updated the monthly ratings sheet for Dabur highlighting the different time segments per station and providing an understanding of the programs and stations monthly rating pattern to give the client a better overview when writing a brief for a new campaign.
Marketing ManagerFull Time
Brego for Food Industry
Aug 2011 - Aug 2012 -1 yr
Egypt , Cairo
- Job Details:• Managing and coordinating well targeted advertising/promotional activities to enhance brand image • Continuously searching for new prospect clients in addition to signing/closing new contracts with them • Monitoring and evaluating clients’ satisfaction through ongoing follow up calls/meetings • Developing business strategy to improve our relationships with existing clients and devised creative solutions to manage client’s expectations • Achieved increase in sales volumes by 5 folds
Marketing ExecutiveFull Time
Brego for Food Industry
Jul 2009 - Aug 2011 -2 yrs, 1 month
Egypt , Cairo
- Job Details:• Managed the relationship with clients and maintained effective communication with them • Designed and matched the promotions with the appropriate market (Cairo- Delta – Upper Egypt-Sinai) • Extensively researched and studied market analysis for new leads • Established contacts and networked with relevant business people/governmental entities • Prepared and presented sales pitch for potential business
Education
Bachelor degree in Business Administration in College of Management & Technology
Arab Academy for Science, Technology and Maritime Transport (AAST)Jan 2007 - Jan 2012 - 5 yr
High School - Thanaweya Amma
Holly Family College – Collège de la Saint Famille (Jesuite)Jan 2007
Skills
Languages
Arabic
FluentEnglish
FluentFrench
Advanced
Training & Certifications
Holly Family College – Collège de la Saint Famille (Jesuite)
Universite de Nantes – France·2008Diplôme Élémentaire de Langue Française DELF
2007