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Omar Saeid Abdelaziz

Finance/Accounting and Financial Control

Heliopolis, Cairo, Egypt

Work Experience

  • SME’s Credit Risk Senior OfficerFull Time

    Arab Bank

    Jun 2022 - Present -3 yrs

    Egypt , Cairo

    • Job Details:- Analyzing and assessing on new credit proposals and annual review packages. - Ensure adhering to approved policies and strategies have been set by CBE and the credit committee guidelines. - Verify all the necessary documents required by CBE and implement the credit review assessment - Review spreadsheets for new and existing customers, conduct of accounts, collaterals, proceeds, full financial analysis and industry analysis - Prepare risk rating scenarios for SMEs customers
  • SME’s Credit Risk AnalystFull Time

    Banque Misr

    Dec 2018 - Jun 2022 -3 yrs, 6 months

    • Job Details:- Analyzing and assessing on new credit proposals and annual review packages. - Ensure adhering to approved policies and strategies have been set by CBE and the credit committee guidelines. - Verify all the necessary documents required by CBE and implement the credit review assessment - Review spreadsheets for new and existing customers, conduct of accounts, collaterals, proceeds, full financial analysis and industry analysis - Prepare risk rating scenarios for SMEs customers
  • FX DealerFull Time

    Housing and Development Bank

    Aug 2018 - Dec 2018 -4 months

    Egypt , Cairo

    • Job Details:-Making prices and executing trades in equities, bonds, commodities and foreign exchange, Pricing the foreign currencies according to the exchange rate of USD. -Making deals on Dealing Trading System (Reuters), usually dealing on behalf of or for the benefit of investment banks.
  • Credit SpecialistFull Time

    Al-Ahly mortgage finance

    Jan 2018 - Jul 2018 -6 months

    Egypt , Cairo

    • Job Details:- Check and revise the customer application ( I-Score, ID, HR letter, place of residence) - Revise mutual fund financial report. - Make the registration of the customer on the system. - Calculate the customerDBR, interest rate and the loan maturity. - Issue the pre-approval and the final-approval.
  • Education

    • Double Core Majors: First: Accounting and Financial Control, Second: Finance.

      German University in Cairo (GUC)

      Jan 2013 - Jan 2017 - 4 yr

    • High School - Thanaweya Amma

      Patriarchal College

      Jan 2013 

    Skills

    • Financial Analysis
    • Credit Analysis
    • Credit risk analyst
    • Finance
    • Microsoft Office
    • Financial Accounting
    • Foreign Exchange
    • Accounting
    • travel/ tourism

    Languages

    • English

      Fluent
    • Arabic

      Fluent
    • French

      Beginner
    • German

      Beginner

    Training & Certifications

    • Credit analysis course

      Egyptian Banking Institute·2019
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