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NOHA ELSABAGH

Operation Senior officer at Barclays Bank

Cairo, Egypt

Work Experience

  • Investment ManagerFull Time

    Aic Finance

    Dec 2015 - Apr 2018 -2 yrs, 4 months

    Egypt , Giza

    • Job Details:• Preparing credit analysis for new partners and renewals to be presented to the committee • Maintain the integrity of each credit file • Complete ratio, trend and cash flows analyses and create projections • Determine in depth the degree of risk involved. • Follow-up with customers for the collection and portfolio management. • Product design and pricing. • Analysis of financial statements in order to determine disposition of the loan requested • Examine financial transactions and credit history case by case (applications, statements balance sheets, legal documents etc). • Identification of potential loan risks • Maintain the integrity of each credit file • Annually audit credit files • Collect financial reporting data from loan operations specialists • Review collection activity on delinquent accounts • Communicate with clients regarding pending credit requests • Assess creditworthiness of existing or prospective clients • Prepare call reports, site visit reports, and credit memos and present them to credit committee
  • Operation Senior officerFull Time

    Barclays Bank

    Aug 2008 - Present -17 yrs, 1 month

    Egypt

    • Card Center officerFull Time

      Barclays Bank

      Aug 2008 - Present -17 yrs, 1 month

      Egypt

      • Job Details:Business process improvement R
    • Consumer operations senior officerFull Time

      Barclays Bank

      Aug 2008 - Aug 2015 -7 yrs

      Egypt , Cairo

      • Job Details:• Handling customers complains through CBE; complain unit collection team, legal department and call center. • Handling a variety of transactions through a number of Mod Bank and flex Cube applications specially designed for that purposes accurately, efficiently within agreed time limit. • Handling all the transaction and modifications activity related to loans & letters as well • Providing world-class standard of service to customers as well as business partners. • Responsible to initiate all types of transactions & modifications related to LPU ( pay off/ partial pay off/ change cycle/ write off/ recall/ cheques collection/ refund/ transfer/ letters issuance ) • Handling non- compliant or illegal requests submitted to the department. • To prepare the RCA samples
    • Education

      • Technical Diploma in Credit course

        EBI

        Jan 2018 - Jan 2019 - 1 Year

      • MBA in Banking and risk managment

        ESLSCA Business School

        Jan 2012 - Jan 2015 - 3 yr

      • Bachelor's Degree in Accounting and Business

        Cairo University (CU)

        Jan 2002 - Jan 2006 - 4 yr

      • High School - Thanaweya Amma

        Soror Language school

        Jan 2002 

      Activities

      • CIB at International Bank

        Volunteering

        Jul 2004 - Jan 2004 -6 months

      Skills

      • Microsoft Office
      • Banking System
      • CRM
      • Banking Services
      • consumer services

      Languages

      • Arabic

        Fluent
      • English

        Advanced
      • French

        Intermediate

      Training & Certifications

      • Credit Certificate

        EBI·2019
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