NE
NOHA ELSABAGH
Operation Senior officer at Barclays Bank
Cairo, EgyptWork Experience
Investment ManagerFull Time
- Job Details:• Preparing credit analysis for new partners and renewals to be presented to the committee • Maintain the integrity of each credit file • Complete ratio, trend and cash flows analyses and create projections • Determine in depth the degree of risk involved. • Follow-up with customers for the collection and portfolio management. • Product design and pricing. • Analysis of financial statements in order to determine disposition of the loan requested • Examine financial transactions and credit history case by case (applications, statements balance sheets, legal documents etc). • Identification of potential loan risks • Maintain the integrity of each credit file • Annually audit credit files • Collect financial reporting data from loan operations specialists • Review collection activity on delinquent accounts • Communicate with clients regarding pending credit requests • Assess creditworthiness of existing or prospective clients • Prepare call reports, site visit reports, and credit memos and present them to credit committee
Card Center officerFull Time
Barclays Bank
Aug 2008 - Present -17 yrs, 1 month
Egypt
- Job Details:Business process improvement R
Consumer operations senior officerFull Time
Barclays Bank
Aug 2008 - Aug 2015 -7 yrs
Egypt , Cairo
- Job Details:• Handling customers complains through CBE; complain unit collection team, legal department and call center. • Handling a variety of transactions through a number of Mod Bank and flex Cube applications specially designed for that purposes accurately, efficiently within agreed time limit. • Handling all the transaction and modifications activity related to loans & letters as well • Providing world-class standard of service to customers as well as business partners. • Responsible to initiate all types of transactions & modifications related to LPU ( pay off/ partial pay off/ change cycle/ write off/ recall/ cheques collection/ refund/ transfer/ letters issuance ) • Handling non- compliant or illegal requests submitted to the department. • To prepare the RCA samples
Education
Technical Diploma in Credit course
EBIJan 2018 - Jan 2019 - 1 Year
MBA in Banking and risk managment
ESLSCA Business SchoolJan 2012 - Jan 2015 - 3 yr
Bachelor's Degree in Accounting and Business
Cairo University (CU)Jan 2002 - Jan 2006 - 4 yr
High School - Thanaweya Amma
Soror Language schoolJan 2002
Activities
CIB at International Bank
Volunteering
Jul 2004 - Jan 2004 -6 months
Languages
Arabic
FluentEnglish
AdvancedFrench
Intermediate
Training & Certifications
Credit Certificate
EBI·2019