Basic Info

Mohamed Mahran

9 years

Cairo, Egypt

Bachelor's Degree

Manager

Work Experience

Retail Risk Deputy Head at National Bank of Abu Dhabi - Egypt

Experience Details

Retail Risk Deputy Head

Banking

Manager

 Responsible for the overall management and direction of all Retail Risk management functions
 Responsible for design & implement the Retail Risk strategy
 Responsible for managing the complete credit cycle function (covering policy, MIS, Fraud, Quality, Credit related Systems, External agencies like verification, property appraisal & collections.
 ensure that Risk Charge is as per plan
 ensure that policy formulation and other credit functions support healthy business growth
 Responsible for Monitoring the Risk of the Retail Portfolio
 Calculate/Project Monthly Retail Net Credit Loss Actual/Budget
 Monthly provision Calculations, Based on CBE Requirements & IFRS
 Calculate all the key Risk indicators (Early & Advanced) with proper analysis and recommendations
 Prepare & Present Retail Risk Committees to the management to highlight the main issues & propose corrective actions
 Prepare Monthly Retail Risk Reporting packages to be distributed and shared among the bank concerned parties
 To monitor and adapt the Retail Risk policy
 Launching planned Test products in the market with projected loss & monitored closely


Company Details

National Bank of Abu Dhabi - Egypt (multinational)

Cairo, Egypt

More than 1000 employees

Banking

N/A

Jan 2016 to present (11 months)
Head of Retail Risk Monitoring at Emirates NBD Egypt

Experience Details

Head of Retail Risk Monitoring

Banking

Manager

 Responsible for Monitoring the Risk of the Retail Portfolio
 Calculate/Project Monthly Retail Net Credit Loss Actual/Budget
 Monthly provision Calculations, Based on CBE Requirements & IFRS
 Calculate all the key Risk indicators (Early & Advanced) with proper analysis and recommendations
 Prepare & Present Retail Risk Committees to the management to highlight the main issues & propose corrective actions
 Prepare Monthly Retail Risk Reporting packages to be distributed and shared among the bank concerned parties
 To monitor and adapt the Retail Risk policy
 Launching planned Test products in the market with projected loss & monitored closely
 Adapt the risk policy in the Scorecards system (Automatic Credit decision)
 Measure the performance of the Score cards system on a monthly basis
 To propose any relevant analysis and evolutions of the score cards system in order to improve the relevance of the decision and decrease the risk at the granting stage
 To Alert the Head of Risk in case of sharp deterioration in the Risk indicators
 Monitor the Collection & Recovery performance


Company Details

Emirates NBD Egypt

Cairo, Egypt

More than 1000 employees

Banking

N/A

May 2014 to Jan 2016 (1 year 8 months)
Head of Retail Risk Monitoring at BNP Paribas - Egypt

Experience Details

Head of Retail Risk Monitoring

Banking

Manager

 Responsible for Monitoring the Risk of the Retail Portfolio
 Calculate/Project Monthly Retail Net Credit Loss Actual/Budget
 Monthly provision Calculations, Based on CBE Requirements & IFRS
 Calculate all the key Risk indicators (Early & Advanced) with proper analysis and recommendations
 Prepare & Present Retail Risk Committees to the management to highlight the main issues & propose corrective actions
 Prepare Monthly Retail Risk Reporting packages to be distributed and shared among the bank concerned parties
 To monitor and adapt the Retail Risk policy
 Launching planned Test products in the market with projected loss & monitored closely
 Adapt the risk policy in the Scorecards system (Automatic Credit decision)
 Measure the performance of the Score cards system on a monthly basis
 To propose any relevant analysis and evolutions of the score cards system in order to improve the relevance of the decision and decrease the risk at the granting stage
 To Alert the Head of Risk in case of sharp deterioration in the Risk indicators
 Monitor the Collection & Recovery performance


Company Details

BNP Paribas - Egypt (multinational)

Egypt

More than 1000 employees

Banking

N/A

Jan 2012 to May 2014 (2 years 4 months)
Credit Control and Reporting officer –Retail Risk Senior Analyst at BNP Paribas - Egypt

Experience Details

Credit Control and Reporting officer –Retail Risk Senior Analyst

Banking

Experienced (Non-Manager)

 Helping in preparation of monthly/quarterly provision
 Modifying the Risk rating following to provision allocation before month end
 Preparing the monthly account control
 Preparing the monthly reporting package for Retail companies & individual
 Follow up of monthly irregulars with Collection department
 Providing the Collection dept. with the list of credit cards to be renewed
 Preparing the Board fiche for Private Banking clients
 Preparing the report of changing in doubtful debt & quarterly provision report
 Preparing the credit Risk report (quarterly)
 Provide the management risk Analysis per Product through Presentation


Company Details

BNP Paribas - Egypt (multinational)

Egypt

More than 1000 employees

Banking

N/A

Dec 2010 to Jan 2012 (1 year 1 month)

Education

Bachelor's Degree in Economics

Education Details

Bachelor's Degree

Economics

Faculty of Economics and Political Science, English Section, Cairo University, Egypt

Not specified

N/A

N/A

Faculty of Economics and Political Science, English Section, Cairo University
2003 - 2007

Certifications

Certificate details

Certified corporate & lender Banker – CLBB –

Jan 2014

GRADE A

N/A

N/A

American University In Cairo (AUC)

N/A

Training and Courses

Training/Course Details

Principles of banking

Sep 2007

Egyptian Banking Institute

N/A

Training/Course Details

Sales Techniques

Sep 2007

Dale Carnegie

N/A

Training/Course Details

Training on the Expert System (Telematique)

May 2012

BNP PARIBAS Personal Finance, Paris (cetelem)

N/A

This profile is not updated!
Last update more than 3 months ago.

Jobseeker photo

Profile Skills and Keywords

AnalyticalArabicBNP Paribas - EgyptBankingCertified Corporate & Lender Banker CLBB Collection & Recovery StrategyCreativeCredit Control And Reporting Officer Retail Risk Senior AnalystEconomicsEnglishHard WorkerHead Of Retail Risk MonitoringLeaderMicrosoft ExcelMicrosoft OfficeMicrosoft OutlookMicrosoft PowerPointMicrosoft WindowsMicrosoft WordNational Bank Of Abu Dhabi - EgyptPresenterPrinciples Of BankingRetail CreditRetail PolicyRetail Portfolio AnalyticsRetail Risk Deputy HeadSales TechniquesTraining On The Expert System (Telematique)

Self-assesed Skills

Languages

Arabic

Arabic

: Fluent

: Fluent

: Fluent

: Fluent

English

English

: Fluent

: Fluent

: Fluent

: Fluent

Tools and Technologies

Microsoft Office

Microsoft Office

: Expert

: Extreme - I love it!

:

More than 7 years

Microsoft Word

Microsoft Word

: Expert

: Extreme - I love it!

:

More than 7 years

Microsoft Excel

Microsoft Excel

: Expert

: Extreme - I love it!

:

More than 7 years

Microsoft PowerPoint

Microsoft PowerPoint

: Expert

: Extreme - I love it!

:

More than 7 years

Microsoft Outlook

Microsoft Outlook

: Expert

: Extreme - I love it!

:

More than 7 years

Microsoft Windows

Microsoft Windows

: Expert

: Extreme - I love it!

:

More than 7 years

Fields of Expertise

Retail Portfolio analytics

Retail Portfolio analytics

: Expert

: Extreme - I love it!

:

More than 7 years

Retail policy

Retail policy

: Expert

: Extreme - I love it!

:

More than 7 years

Retail Credit

Retail Credit

: Expert

: Extreme - I love it!

:

More than 7 years

Collection & Recovery Strategy

Collection & Recovery Strategy

: Expert

: Extreme - I love it!

:

More than 7 years

Key Skills

Analytical, Leader, Hard worker, Presenter, Creative

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