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Mohamed Raafat Mohamed Abdelhalim Elsokkary

credit analyst

Nasr City, Cairo, Egypt

Work Experience

  • SME Finance Deputy ManagerFull Time

    MSMEDA

    Dec 2022 - Present -2 yrs, 9 months

    Egypt , Giza

    • Job Details:● Reviewed and developed credit memos, improving financial analysis accuracy. ● Increased approval speed by 30% by preparing comprehensive financing proposals. ● Led national awareness campaigns, increasing SME participation in economic growth programs. ● Negotiated high-value financing deals and cooperation protocols, expanding the funding network.
  • SME Credit AnalystFull Time

    Banque Misr

    Feb 2020 - Dec 2022 -2 yrs, 10 months

    Egypt , Cairo

    • Job Details:● Established a new credit portfolio worth 40M EGP, contributing to double-digit revenue growth. ● Improved portfolio quality by maintaining NPL ratios under 4%, resulting in enhanced financial stability. ● Balanced client retention with acquisition, increasing market share.
  • Microfinance SpecialistFull Time

    Banque Misr

    Nov 2018 - Jan 2020 -1 yr, 2 months

    Egypt , Cairo

    • Job Details:● Created a microfinance portfolio valued at 2M EGP, supporting financial inclusion. ● Enhanced credit security by reducing default risk by 15% through implementing rigorous credit assessment procedures.
  • Indoor Sales RepresentativeFull Time

    Banque Misr

    Jan 2018 - Nov 2018 -10 months

    Egypt , Cairo

    • Job Details:● Exceeded sales targets by 20%, heightened profitability. ● Amplified customer satisfaction scores by 20% through matching banking solutions to client needs.
  • Education

    • Accounting Bachelor in Accounting

      Cairo University (CU)

      Jan 2008 - Jan 2011 - 3 yr

    • High School - Thanaweya Amma

      Amin El-Ra'y high school

      Jan 2007 

    Skills

    • Credit Analysis
    • Customer Care
    • Financial statement analysis
    • Problem Solving
    • MS Office
    • Time Management
    • Digital Marketing
    • Sales
    • Credit Structuring
    • Presentation Skills
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    Languages

    • English

      Fluent
    • Arabic

      Fluent

    Training & Certifications

    • TOT

      The Trainer·2022
    • Digital Marketing

      Udacity·2021
    • Sales Hunter & Telemarketing

      Sales Experts House·2021
    • Effective Customercare for VIP

      VOIS·2021
    • Being Agile

      VOIS·2021
    • Presentation skills

      GOLDMINES·2021
    • Mini credit course

      Egyptian banking institute (EBI)·2019
    • Principles of Banking

      EBI·2017
    • Business English, marketing, sales, customer service, HR, Leadership, soft skills

      Canadian center·2011
    • Computerized Accounting diploma

      rcsccairo·2011
    • English conversation level 10 (advanced)

      CIC (Canadian International College)·2011
    • Introduction to stock market

      Faculty of Economicsand Political Scienceat Cairo University·2010
    • ICDL

      UNISCO·2008
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