
Mohamed Raafat Mohamed Abdelhalim Elsokkary
credit analyst
Nasr City, Cairo, EgyptWork Experience
SME Finance Deputy ManagerFull Time
MSMEDA
Dec 2022 - Present -2 yrs, 9 months
Egypt , Giza
- Job Details:● Reviewed and developed credit memos, improving financial analysis accuracy. ● Increased approval speed by 30% by preparing comprehensive financing proposals. ● Led national awareness campaigns, increasing SME participation in economic growth programs. ● Negotiated high-value financing deals and cooperation protocols, expanding the funding network.
SME Credit AnalystFull Time
Banque Misr
Feb 2020 - Dec 2022 -2 yrs, 10 months
Egypt , Cairo
- Job Details:● Established a new credit portfolio worth 40M EGP, contributing to double-digit revenue growth. ● Improved portfolio quality by maintaining NPL ratios under 4%, resulting in enhanced financial stability. ● Balanced client retention with acquisition, increasing market share.
Microfinance SpecialistFull Time
Banque Misr
Nov 2018 - Jan 2020 -1 yr, 2 months
Egypt , Cairo
- Job Details:● Created a microfinance portfolio valued at 2M EGP, supporting financial inclusion. ● Enhanced credit security by reducing default risk by 15% through implementing rigorous credit assessment procedures.
Indoor Sales RepresentativeFull Time
Banque Misr
Jan 2018 - Nov 2018 -10 months
Egypt , Cairo
- Job Details:● Exceeded sales targets by 20%, heightened profitability. ● Amplified customer satisfaction scores by 20% through matching banking solutions to client needs.
Education
Accounting Bachelor in Accounting
Cairo University (CU)Jan 2008 - Jan 2011 - 3 yr
High School - Thanaweya Amma
Amin El-Ra'y high schoolJan 2007
Skills
- Credit Analysis
- Customer Care
- Financial statement analysis
- Problem Solving
- MS Office
- Time Management
- Digital Marketing
- Sales
- Credit Structuring
- Presentation Skills
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Languages
English
FluentArabic
Fluent
Training & Certifications
TOT
The Trainer·2022Digital Marketing
Udacity·2021Sales Hunter & Telemarketing
Sales Experts House·2021Effective Customercare for VIP
VOIS·2021Being Agile
VOIS·2021Presentation skills
GOLDMINES·2021Mini credit course
Egyptian banking institute (EBI)·2019Principles of Banking
EBI·2017Business English, marketing, sales, customer service, HR, Leadership, soft skills
Canadian center·2011Computerized Accounting diploma
rcsccairo·2011English conversation level 10 (advanced)
CIC (Canadian International College)·2011Introduction to stock market
Faculty of Economicsand Political Scienceat Cairo University·2010ICDL
UNISCO·2008