
Mohamed Raafat Mohamed Abdelhalim Elsokkary
credit analyst
Nasr City, Cairo, EgyptWork Experience
SMEs credit deputy managerFull Time
Medium, Small and Micro enterprises development agency
Dec 2022 - Present -2 yrs, 7 months
Egypt , Giza
- Job Details:● Reviewed and enhanced credit memos for small and medium-sized projects, improving financial analysis accuracy. ● Prepared comprehensive credit memos for financing companies and leasing institutions, optimizing decision-making. ● Led awareness campaigns on the role of SMEs in economic growth, increasing public engagement. ● Negotiated new financing deals and cooperation protocols, expanding the agency’s financial network.
Credit AnalystFull Time
Banque Misr
Jan 2020 - Present -5 yrs, 6 months
Egypt , Cairo
- Job Details:● Established a new credit portfolio worth 40 million EGP, contributing to revenue growth. ● Maintained portfolio quality while mitigating financial risks within safe limits. ● Balanced client retention with new client acquisition, increasing overall market penetration.
Micro finance specialistFull Time
Banque Misr
Nov 2018 - Jan 2020 -1 yr, 2 months
- Job Details:● Created a new credit portfolio valued at 2 million EGP, driving financial inclusion. ● Ensured high-quality credit management, reducing default risks significantly.
Indoor Sales RepresentativeFull Time
Banque Misr
Jan 2018 - Nov 2018 -10 months
- Job Details:● Increased bank profitability by achieving and surpassing sales targets. ● Matched customer needs with tailored banking products, improving client satisfaction.
Education
Accounting Bachelor in Accounting
Cairo University (CU)Jan 2008 - Jan 2011 - 3 yr
High School - Thanaweya Amma
Amin El-Ra'y high schoolJan 2007
Skills
- Credit Analysis
- Customer Care
- Financial statement analysis
- Problem Solving
- MS Office
- Time Management
- Digital Marketing
- Sales
- Credit Structuring
- Presentation Skills
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Languages
English
FluentArabic
Fluent
Training & Certifications
TOT
The Trainer·2022Digital Marketing
Udacity·2021Sales Hunter & Telemarketing
Sales Experts House·2021Effective Customercare for VIP
VOIS·2021Being Agile
VOIS·2021Presentation skills
GOLDMINES·2021Mini credit course
Egyptian banking institute (EBI)·2019Principles of Banking
EBI·2017Business English, marketing, sales, customer service, HR, Leadership, soft skills
Canadian center·2011Computerized Accounting diploma
rcsccairo·2011English conversation level 10 (advanced)
CIC (Canadian International College)·2011Introduction to stock market
Faculty of Economicsand Political Scienceat Cairo University·2010ICDL
UNISCO·2008