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Mohamed Raafat Mohamed Abdelhalim Elsokkary

credit analyst

Nasr City, Cairo, Egypt

Work Experience

  • SMEs credit deputy managerFull Time

    Medium, Small and Micro enterprises development agency

    Dec 2022 - Present -2 yrs, 7 months

    Egypt , Giza

    • Job Details:● Reviewed and enhanced credit memos for small and medium-sized projects, improving financial analysis accuracy. ● Prepared comprehensive credit memos for financing companies and leasing institutions, optimizing decision-making. ● Led awareness campaigns on the role of SMEs in economic growth, increasing public engagement. ● Negotiated new financing deals and cooperation protocols, expanding the agency’s financial network.
  • Credit AnalystFull Time

    Banque Misr

    Jan 2020 - Present -5 yrs, 6 months

    Egypt , Cairo

    • Job Details:● Established a new credit portfolio worth 40 million EGP, contributing to revenue growth. ● Maintained portfolio quality while mitigating financial risks within safe limits. ● Balanced client retention with new client acquisition, increasing overall market penetration.
  • Micro finance specialistFull Time

    Banque Misr

    Nov 2018 - Jan 2020 -1 yr, 2 months

    • Job Details:● Created a new credit portfolio valued at 2 million EGP, driving financial inclusion. ● Ensured high-quality credit management, reducing default risks significantly.
  • Indoor Sales RepresentativeFull Time

    Banque Misr

    Jan 2018 - Nov 2018 -10 months

    • Job Details:● Increased bank profitability by achieving and surpassing sales targets. ● Matched customer needs with tailored banking products, improving client satisfaction.
  • Education

    • Accounting Bachelor in Accounting

      Cairo University (CU)

      Jan 2008 - Jan 2011 - 3 yr

    • High School - Thanaweya Amma

      Amin El-Ra'y high school

      Jan 2007 

    Skills

    • Credit Analysis
    • Customer Care
    • Financial statement analysis
    • Problem Solving
    • MS Office
    • Time Management
    • Digital Marketing
    • Sales
    • Credit Structuring
    • Presentation Skills
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    Languages

    • English

      Fluent
    • Arabic

      Fluent

    Training & Certifications

    • TOT

      The Trainer·2022
    • Digital Marketing

      Udacity·2021
    • Sales Hunter & Telemarketing

      Sales Experts House·2021
    • Effective Customercare for VIP

      VOIS·2021
    • Being Agile

      VOIS·2021
    • Presentation skills

      GOLDMINES·2021
    • Mini credit course

      Egyptian banking institute (EBI)·2019
    • Principles of Banking

      EBI·2017
    • Business English, marketing, sales, customer service, HR, Leadership, soft skills

      Canadian center·2011
    • Computerized Accounting diploma

      rcsccairo·2011
    • English conversation level 10 (advanced)

      CIC (Canadian International College)·2011
    • Introduction to stock market

      Faculty of Economicsand Political Scienceat Cairo University·2010
    • ICDL

      UNISCO·2008
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