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Khaled Fathy

Senior Manager, Corporate & Investment Banking at Arab Bank

New Cairo, Cairo, Egypt

Work Experience

  • Senior Manager, Corporate & Investment BankingFull Time

    Arab Bank

    Sep 2019 - Present -5 yrs, 10 months

    Egypt , Cairo

    • Job Details:Manage a diversified portfolio with an asset base of EGP 5Bn (USD 350Mn) ranging from real estate, contracting, Trading & manufacturing, petrochemicals, FMCG and pharmaceuticals and an ROA not falling below 3-4% per annum. Lead a team of 3 FTEs of RMs, RM support and credit analysts. Concluded transactions of M&As, syndications and acquisition Finance
  • Senior Manager/ Unit HeadFull Time

    Sharjah Islamic Bank

    Apr 2017 - Jun 2019 -2 yrs, 2 months

    United Arab Emirates , Dubai

    • Job Details: Responsible for managing & building up CBG portfolio in Jebel Ali unit with main focus on manufacturing, servicing, contracting & real estate.  Manage a team of 6 FTEs, consisting of relationship managers (with sales target), relationship officers and a credit analysts.  Booked new asset facilities of AED 500M during the 1st six months from new to bank corporate clients with total six new relationships.  Aggressively marketing & promoting SIB (Sharjah Islamic bank) for new corporate banking relationships & managing a portfolio of large corporate/complex clients.  Overview the credit proposals and provide guidance for support staff on facility structuring and tutor their knowledge in the best practice to ensure their career progress.  Conduct risk, credit & financial analysis for existing clients and new to bank financing opportunities.  Manage end to end process of credit application, credit approval, documentation execution & disbursement.  Continuous focus to improve brand image and value of SIB as the best Islamic/sharia’a compliant bank by providing excellent customer service & solutions delivery.  Liaising with product partners in Treasury, Trade Finance & Cash management to identify opportunities and cross sell of bank’s corporate products.  Periodic customer calls to monitor clients’ operations & to gain insight of business and industry dynamics.  Ensure compliance with internal bank policies, KYC & profile screening for corporate accounts as well as maintain high level of confidentiality at all times.
  • Senior relationship manager, Corporate BankingFull Time

    EmiratesNBD bank

    May 2015 - Mar 2017 -1 yr, 10 months

    United Arab Emirates , Dubai

    • Job Details: Manage a diversified portfolio ranging from real estate, UAE family business, contracting, trading & manufacturing with prime focus on real estate industry.  Manage a portfolio of an asset base of USD 500M generating income of USD 15-20M p.a.  Managing and marketing relationships with key Customers and developing new business based on market understanding and analysis with full responsibility of the overall relationship delivery team of professionals dealing with large accounts and significant relationships.  Regularly review the market to identify opportunities and trends in allocated segments, develop forecasts and business plans.  Provide professional advice on products and services to customers and business leads to other units to ensure realization of business opportunities.  Ensure preparation along with ARM/Credit analysts for compelling credit proposals that will meet the policies and customer needs and negotiate their acceptance.  Proactive management of relationships with customers and take personal responsibility for the establishment and maintenance of key relationships to leverage business achievement.
  • Senior relationship manager, Corporate & Global BankingFull Time

    HSBC

    May 2005 - Apr 2015 -9 yrs, 11 months

    United Arab Emirates , Dubai

    • Job Details: Managing all aspects, including the inherent credit and operational risks, of a portfolio of international corporate customer subsidiaries with parent relationships originating in North America, Europe & MENA to grow and maximize revenue, increase wallet share and improve ROE.  Starting new relationships with quality subsidiary businesses and developing a deep understanding of the needs of both prospects and existing customers.  Meeting customer needs, and providing an expert professional service effectively introducing our product partners where appropriate to the customers’ needs.  Owning the customer experience, ensuring service excellence at all times, for all aspects of any customer or prospect’s interaction with HSBC.  Maximize revenue and customer value from a portfolio of relationships and contribute directly to CMB’s target, both stipulated in Strategic Plan and AOP, in profit growth , credit quality etc. Optimize and grow the current and potential future value of a portfolio of high value commercial customers.  Maximise cross-selling in a wide range of products including trade, payments and cash management, corporate cards, treasury, Premier, insurance, and private banking. Deliver an excellent customer experience.
  • Education

    • Bachelor's Degree in Accounting

      Cairo University (CU)

      Jan 2003 

    • High School - Thanaweya Amma

      Gezira Language School

      Jan 1998 

    Achievements

     Corporate and finance advisory  Islamic banking advisory  Project and contracting finance  Strategic planning  Business restructuring and reengineering, cost controls and growth  Change leadership initiatives, Business building and diversification  Credit risk assessment Budgeting and planning Team building  Private equity Venture capital  Real estate and under construction finance, Mergers and acquisitions, Corporate valuations  Self-motivated, Proactive and highly analytical  Work effectively with diverse groups of people, highly trainable& fast leaner.  Excellent verbal and written communication skills  Demonstrated use of advanced computer skills to identify problems & create effective solutions.  Friendly with an upbeat attitude, Adapt well to changes & pressures in the workplace  Ambitious and hardworking, committed to excellence  Native Arabic speaker, Fluent in English & Moderate in French Accreditations • Accredited Moody’s E-Credit Training • Credit

    Skills

    • Corporate Banking
    • Global Banking
    • Treasury
    • Credit Analysis
    • Relationship Managemet
    • Unit head
    • Team management

    Languages

    • Arabic

      Fluent
    • English

      Fluent
    • French

      Intermediate

    Training & Certifications

    • Corporate Banking

      HSBC·2006
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