khaled Mohamed ElGazzar

Assistant Risk ManagerFull Time

• Job Details:• Responsible for handling the credit risk assessment for all clients. • Conduct a thorough credit and risk review and assessment including but not limited to: business coverage operations, industry risks, financial analysis, projections and risk assessment. • Serve as the Risk Committee and Credit Committee Rapporteur, responsible for preparing and presenting committee materials, documenting meeting minutes, and ensuring proper follow-up on action items and decisions. • Ensure proper coordination with other concerned internal parties (Marketing and credit – Legal – Credit admin – Operations - …etc.) to ensure timely completion of the deal assessment phase. • Conduct annual review of credit files and monitor credit risk ratings for existing and new clients. • Monitor and analyze the risk environment, identify options to mitigate risks and communicate views to the concerned departments. • Prepare monthly and quarterly risk reports to be presented to the concerned committee or Board members.

Senior Credit AnalystFull Time

• Job Details:• Prepare the “Leasing Analysis Memo” “LAM” ensuring the received leasing credit files comply with it (in term of leasing structure & other terms/conditions agreed with the client). • Practice market intelligence and analyze data about the leasing market. • Act as an intermediary between QNB Leasing and clients (Credit files, projections, … etc.) • Coordinate with the concerned QNB branches and departments regarding the client’s credit files. • Execute client’s renewal requests ensuring that the Leasing credit lines are renewed on a timely manner before expiry date. • Prepare new/renewal Leasing applications submitted for approvals in coordination with the Commercial team.

Commercial marketing executiveFull Time