
Kerolos Nabil Samuel
SME's Credit & Marketing Officer at Orix Leasing Egypt S.A.E ( OLE )
Assuit, Assiut, EgyptWork Experience
SME's Credit & Marketing OfficerFull Time
Orix Leasing Egypt S.A.E ( OLE )
Dec 2018 - Present -6 yrs, 7 months
Egypt , Assiut
- Job Details:• Attract potential business entities. • Identifying and evaluating customer’s needs and recommending proposal. • Prepare all needed inquires ( I-Score – CBE reports ) for the lessees. • Making credit analysis for the prospective lessees and analyze the financial needs to provide the financial solution. • Assess creditworthiness by performing credit analysis to the financial data provided by the customer. • Preparing and auditing all required documentation for the lease. • Prepare the credit profile of the prospective. • Discuss prospective customers with credit desk in order to get the approval for financing. • Following up with delinquent customers to ensure receiving payments in timely manner.
Former SMEs Credit Risk InvestigatorFull Time
National Bank of Egypt (NBE)
Jan 2017 - Dec 2018 -1 yr, 11 months
Egypt , Assiut
- Job Details:• Acting as Asyut team leader from Oct. 2017 till Oct. 2018. • Responsible for 3 branches. • Reviewing and Processing credit applications, which come from branches. • Making phone calls, visit and interview individuals and business owners. • Verify information provided by customers for credit. • Investigate history and credit standings of loan applicants. • Collaborate with credit rating agency and get required information. • Inquire and collect information from the reliable relationships. • Preparing the needed market studies. • Write a comprehensive query contain all of these points. • Follow up our current SME'S portfolio every 6 months. • Responsible for covering El menia when it has a lot of work.
Education
Bachelor's Degree in Accounting and Business/Management
Assiut University (AUN)Jan 2011 - Jan 2015 - 4 yr
High School - Thanaweya Amma
frensescan sacondery schoolJan 2011
Achievements
• Becoming the Asyut investigation team leader within one year at the national bank of egypt. • Relationships with many different businesspersons in Asyut.
Skills
Languages
English
Advanced
Training & Certifications
Credit Certificate at EBI
Egyptian banking institute " EBI "·2019financial and credit analysis
self studying·2018IC3
certiport ·2014human resources development
Asyut University·2013