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Kerolos Nabil Samuel

SME's Credit & Marketing Officer at Orix Leasing Egypt S.A.E ( OLE )

Assuit, Assiut, Egypt

Work Experience

  • SME's Credit & Marketing OfficerFull Time

    Orix Leasing Egypt S.A.E ( OLE )

    Dec 2018 - Present -6 yrs, 7 months

    Egypt , Assiut

    • Job Details:• Attract potential business entities. • Identifying and evaluating customer’s needs and recommending proposal. • Prepare all needed inquires ( I-Score – CBE reports ) for the lessees. • Making credit analysis for the prospective lessees and analyze the financial needs to provide the financial solution. • Assess creditworthiness by performing credit analysis to the financial data provided by the customer. • Preparing and auditing all required documentation for the lease. • Prepare the credit profile of the prospective. • Discuss prospective customers with credit desk in order to get the approval for financing. • Following up with delinquent customers to ensure receiving payments in timely manner.
  • Former SMEs Credit Risk InvestigatorFull Time

    National Bank of Egypt (NBE)

    Jan 2017 - Dec 2018 -1 yr, 11 months

    Egypt , Assiut

    • Job Details:• Acting as Asyut team leader from Oct. 2017 till Oct. 2018. • Responsible for 3 branches. • Reviewing and Processing credit applications, which come from branches. • Making phone calls, visit and interview individuals and business owners. • Verify information provided by customers for credit. • Investigate history and credit standings of loan applicants. • Collaborate with credit rating agency and get required information. • Inquire and collect information from the reliable relationships. • Preparing the needed market studies. • Write a comprehensive query contain all of these points. • Follow up our current SME'S portfolio every 6 months. • Responsible for covering El menia when it has a lot of work.
  • Former accountant in micro financing sectorFull Time

    Caritas

    Jun 2016 - Dec 2016 -6 months

    Egypt , Alexandria

    • Former Internal auditorFull Time

      byoot egypt

      Mar 2016 - May 2016 -2 months

      Egypt , Assiut

      • Education

        • Bachelor's Degree in Accounting and Business/Management

          Assiut University (AUN)

          Jan 2011 - Jan 2015 - 4 yr

        • High School - Thanaweya Amma

          frensescan sacondery school

          Jan 2011 

        Achievements

        • Becoming the Asyut investigation team leader within one year at the national bank of egypt. • Relationships with many different businesspersons in Asyut.

        Skills

        Languages

        • English

          Advanced

        Training & Certifications

        • Credit Certificate at EBI

          Egyptian banking institute " EBI "·2019
        • financial and credit analysis

          self studying·2018
        • IC3

          certiport ·2014
        • human resources development

          Asyut University·2013
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