
Kerlous Tharwat Youssef
CFA In Progress
Omraneya, Giza, EgyptWork Experience
Corporate Banking - Portfolio Administration officerFull Time
National Bank Of Egypt (NBE)
Jan 2019 - Present -6 yrs, 6 months
Egypt , Cairo
- Job Details:• Perform all the follow-up and the investigations needed to maintain the quality of the portfolio. • Monitor the required collaterals completion for activating facilities’ limits. • Review the transactions made on the facilities’ limits in violation of the credit approvals terms & conditions, and take proper actions to prevent its recurrence. • Produce periodic reports to all related departments analyzing the portfolio based on the customer's risk rating and its effects on the portfolio and also produce the provisions report on a quarterly basis in compliance with CBE regulations. • Produce periodic reports to all related departments analyzing the portfolio based on the market sectors and insure not exceeding the ceiling of each sector. • Produce periodic reports to all related departments analyzing the portfolio based on market sectors and the due amounts in each sector and the percentage of new nonperforming customers in each sector. • Produce periodic reports to all related departments with the due amounts in the portfolio and its analysis. • Monitor the customers’ repayment of due amounts. • Assure the completeness and the accuracy of all the contracts and other facilities related documents. • Monitor the facilities’ renewal on a timely basis and produce a report with the non-renovated facilities. • Review collaterals separately for follow-up and revaluation purposes in compliance with CBE regulations. • Assure the accuracy of reporting the customer's exposures and balances to CBE and Iscore in compliance with the regulations of both of them.
InvigilatorFreelance / Project
- Job Details:Administer, invigilate and supervise Students and candidates sitting for various Examinations administered by British Council Examinations unit in Egypt ensuring that exams are held according to the relevant UK exam board and BC requirements and code of conduct.
Trainee Internship
National Bank of Egypt
Jul 2017 - Aug 2017 -1 month
Egypt , Giza
- Job Details:Helping customer service department, handling customers' problems, opening accounts for new customers, and helping managers with their administrative work
Trainee Internship
Banque Misr
Aug 2016 - Sep 2016 -1 month
Egypt , Giza
- Job Details:Learning about the banking industry and how to deal with daily banking operations, assisting managers in recording the bank's operations daily, Transferring funds of customers' donations to non-profit organizations and Employees' funds to their accounts so they can get the cash from ATM.
Education
BA in business administration
Cairo University (CU)Jan 2014 - Jan 2018 - 4 yr
High School - Thanaweya Amma
Ahmed Lotfy El Sayed Secondary SchoolJan 2014
Activities
Delegate at COMET
Student Activity
Jan 2018 - Apr 2018 -3 months
PR member at TEDxCairoUniversity
Student Activity
Oct 2017 - Apr 2018 -6 months
Incoming global volunteer Marketing Team leader at AIESEC Cairo university
Student Activity
Jan 2017 - Aug 2017 -7 months
Marketing Member at X project
Student Activity
Apr 2016 - Jul 2016 -3 months
Achievements
- Marketing team leader at AIESEC Cairo University - making a campaign that got 400 applications in only one month. - best project in the sales management course at Cairo University - making 30 deals during my period as a PR member at TEDx
Verified Badges
General Abilities Badges:
Skills
- Marketing
- Adobe Photoshop
- Social Media
- Communication
- Time managment
- Creative
- Negotiation
- SEO
- Digital Marketing
- Social Media
Languages
Arabic
FluentEnglish
Fluent
Training & Certifications
Sales Managment course
Cairo university·20164x4 marketing course
trendy solutions·2016certificate of excellence in sales managment
Cairo university·2016Principles of banking
Egyptian banking institue·2016communication skills
Cairo University·2016certificate of excellence in marketing department (Best member)
X project·2016