profile-img

Kerlous Tharwat Youssef

CFA In Progress

Omraneya, Giza, Egypt

Work Experience

  • Corporate Banking - Portfolio Administration officerFull Time

    National Bank Of Egypt (NBE)

    Jan 2019 - Present -6 yrs, 6 months

    Egypt , Cairo

    • Job Details:• Perform all the follow-up and the investigations needed to maintain the quality of the portfolio. • Monitor the required collaterals completion for activating facilities’ limits. • Review the transactions made on the facilities’ limits in violation of the credit approvals terms & conditions, and take proper actions to prevent its recurrence. • Produce periodic reports to all related departments analyzing the portfolio based on the customer's risk rating and its effects on the portfolio and also produce the provisions report on a quarterly basis in compliance with CBE regulations. • Produce periodic reports to all related departments analyzing the portfolio based on the market sectors and insure not exceeding the ceiling of each sector. • Produce periodic reports to all related departments analyzing the portfolio based on market sectors and the due amounts in each sector and the percentage of new nonperforming customers in each sector. • Produce periodic reports to all related departments with the due amounts in the portfolio and its analysis. • Monitor the customers’ repayment of due amounts. • Assure the completeness and the accuracy of all the contracts and other facilities related documents. • Monitor the facilities’ renewal on a timely basis and produce a report with the non-renovated facilities. • Review collaterals separately for follow-up and revaluation purposes in compliance with CBE regulations. • Assure the accuracy of reporting the customer's exposures and balances to CBE and Iscore in compliance with the regulations of both of them.
  • InvigilatorFreelance / Project

    British Council

    Mar 2018 - Present -7 yrs, 4 months

    Egypt , Cairo

    • Job Details:Administer, invigilate and supervise Students and candidates sitting for various Examinations administered by British Council Examinations unit in Egypt ensuring that exams are held according to the relevant UK exam board and BC requirements and code of conduct.
  • Trainee Internship

    National Bank of Egypt

    Jul 2017 - Aug 2017 -1 month

    Egypt , Giza

    • Job Details:Helping customer service department, handling customers' problems, opening accounts for new customers, and helping managers with their administrative work
  • Trainee Internship

    Banque Misr

    Aug 2016 - Sep 2016 -1 month

    Egypt , Giza

    • Job Details:Learning about the banking industry and how to deal with daily banking operations, assisting managers in recording the bank's operations daily, Transferring funds of customers' donations to non-profit organizations and Employees' funds to their accounts so they can get the cash from ATM.
  • Education

    • BA in business administration

      Cairo University (CU)

      Jan 2014 - Jan 2018 - 4 yr

    • High School - Thanaweya Amma

      Ahmed Lotfy El Sayed Secondary School

      Jan 2014 

    Activities

    • Delegate at COMET

      Student Activity

      Jan 2018 - Apr 2018 -3 months

    • PR member at TEDxCairoUniversity

      Student Activity

      Oct 2017 - Apr 2018 -6 months

    • Incoming global volunteer Marketing Team leader at AIESEC Cairo university

      Student Activity

      Jan 2017 - Aug 2017 -7 months

    • Marketing Member at X project

      Student Activity

      Apr 2016 - Jul 2016 -3 months

    Achievements

    - Marketing team leader at AIESEC Cairo University - making a campaign that got 400 applications in only one month. - best project in the sales management course at Cairo University - making 30 deals during my period as a PR member at TEDx

    Verified Badges

    General Abilities Badges:

      Skills

      • Marketing
      • Adobe Photoshop
      • Social Media
      • Communication
      • Time managment
      • Creative
      • Negotiation
      • SEO
      • Digital Marketing
      • Social Media
      View More

      Languages

      • Arabic

        Fluent
      • English

        Fluent

      Training & Certifications

      • Sales Managment course

        Cairo university·2016
      • 4x4 marketing course

        trendy solutions·2016
      • certificate of excellence in sales managment

        Cairo university·2016
      • Principles of banking

        Egyptian banking institue·2016
      • communication skills

        Cairo University·2016
      • certificate of excellence in marketing department (Best member)

        X project·2016
      Share this Profile