
Kareem Mohamed Hedaya
Credit Analyst at National Bank Of Egypt
Nasr City, Cairo, EgyptWork Experience
Credit AnalystFull Time
National Bank Of Egypt
Jan 2021 - Present -4 yrs, 5 months
Egypt , Cairo
- Job Details:• Conducted thorough analysis of financial statements, credit histories, and market conditions to assess creditworthiness. • Preparing Credit memos by (calculating credit grading, ensuring positive customer inquiries, performing financial and credit analysis) • Conducting industry research by investigating the industry and market in which the lender operates to identify potential risks and trends that may affect their creditworthiness. • Examined market trends and economic indicators impacting borrowers' ability to make loan repayments.
Customer ServiceFull Time
National Bank Of Egypt (NBE)
Oct 2017 - Jan 2021 -3 yrs, 3 months
Egypt , Cairo
- Job Details:• Achieve and exceed assigned sales targets. • Handled problems and provided solutions for clients. • Assisted in bank product sales and provided service and information to assist clients. • Delivered excellent customer support by addressing inquiries and resolving issues efficiently. • Consistently achieved high customer satisfaction scores through effective communication and problem-solving. • Contributed to team goals by handling high volumes of customer interactions during peak periods.
Operation OfficerFull Time
National Bank Of Egypt
Jul 2017 - Oct 2017 -3 months
Egypt , Cairo
- Job Details:• Manage daily banking operations, including account maintenance, fund transfers, and transaction processing. • Handle escalated issues related to transactions, accounts, or services. • Ensure compliance with regulatory requirements, including KYC policies. • Support front-line staff in resolving escalated customer issues and inquiries.
Trainee Internship
National Bank of Abu Dhabi
Jul 2014 - Aug 2014 -1 month
Egypt , Cairo
- Job Details: Finishing phase one on methods of payment and international trade. To re-check the documentary that done by other assistants. Helping my Team to achieve the target .
Education
Bachelor's Degree in Finance and Investment
Misr University for Science and Technology (MUST)Jan 2011 - Jan 2015 - 4 yr
High School - Thanaweya Amma
el zahraa language schoolJan 2010
Activities
Charity at Resala Charity Association
Volunteering
Jan 2009 - Aug 2015 -6 yrs, 7 months
Member At MUST Student Union Coucncil. at Student Union Coucncil.
Student Activity
Jan 2014 - Jan 2015 -1 yr
Achievements
Awards Achieving financial targets at National bank of egypt Honor date / Oct.2018
Skills
- Computer Skills
- Communication
- Time Management
- Banking
- Analyst
- Credit Analysis
- Financial Analysis
- Credit Risk
- Analysis
- Credit Management
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Languages
Arabic
FluentEnglish
Advanced
Training & Certifications
Risk Management
almentor.net·2020Customer Relation Manger CRM
NBE·2018Principles Of Banking
Egyptian Banking Institute ·2016NSR Conversation Intermediate
British Council·2015Trade Finance Department
National Bank of Abu Dhabi (NBAD) ·2014Retail
National Bank Société Générale (NSGB) ·2013