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Kareem Mohamed Hedaya

Credit Analyst at National Bank Of Egypt

Nasr City, Cairo, Egypt

Work Experience

  • Credit AnalystFull Time

    National Bank Of Egypt

    Jan 2021 - Present -4 yrs, 5 months

    Egypt , Cairo

    • Job Details:• Conducted thorough analysis of financial statements, credit histories, and market conditions to assess creditworthiness. • Preparing Credit memos by (calculating credit grading, ensuring positive customer inquiries, performing financial and credit analysis) • Conducting industry research by investigating the industry and market in which the lender operates to identify potential risks and trends that may affect their creditworthiness. • Examined market trends and economic indicators impacting borrowers' ability to make loan repayments.
  • Customer ServiceFull Time

    National Bank Of Egypt (NBE)

    Oct 2017 - Jan 2021 -3 yrs, 3 months

    Egypt , Cairo

    • Job Details:• Achieve and exceed assigned sales targets. • Handled problems and provided solutions for clients. • Assisted in bank product sales and provided service and information to assist clients. • Delivered excellent customer support by addressing inquiries and resolving issues efficiently. • Consistently achieved high customer satisfaction scores through effective communication and problem-solving. • Contributed to team goals by handling high volumes of customer interactions during peak periods.
  • Operation OfficerFull Time

    National Bank Of Egypt

    Jul 2017 - Oct 2017 -3 months

    Egypt , Cairo

    • Job Details:• Manage daily banking operations, including account maintenance, fund transfers, and transaction processing. • Handle escalated issues related to transactions, accounts, or services. • Ensure compliance with regulatory requirements, including KYC policies. • Support front-line staff in resolving escalated customer issues and inquiries.
  • Trainee Internship

    National Bank of Abu Dhabi

    Jul 2014 - Aug 2014 -1 month

    Egypt , Cairo

    • Job Details: Finishing phase one on methods of payment and international trade. To re-check the documentary that done by other assistants. Helping my Team to achieve the target .
  • Education

    • Bachelor's Degree in Finance and Investment

      Misr University for Science and Technology (MUST)

      Jan 2011 - Jan 2015 - 4 yr

    • High School - Thanaweya Amma

      el zahraa language school

      Jan 2010 

    Activities

    • Charity at Resala Charity Association

      Volunteering

      Jan 2009 - Aug 2015 -6 yrs, 7 months

    • Member At MUST Student Union Coucncil. at Student Union Coucncil.

      Student Activity

      Jan 2014 - Jan 2015 -1 yr

    Achievements

    Awards Achieving financial targets at National bank of egypt Honor date / Oct.2018

    Skills

    • Computer Skills
    • Communication
    • Time Management
    • Banking
    • Analyst
    • Credit Analysis
    • Financial Analysis
    • Credit Risk
    • Analysis
    • Credit Management
    View More

    Languages

    • Arabic

      Fluent
    • English

      Advanced

    Training & Certifications

    • Risk Management

      almentor.net·2020
    • Customer Relation Manger CRM

      NBE·2018
    • Principles Of Banking

      Egyptian Banking Institute ·2016
    • NSR Conversation Intermediate

      British Council·2015
    • Trade Finance Department

      National Bank of Abu Dhabi (NBAD) ·2014
    • Retail

      National Bank Société Générale (NSGB) ·2013
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