Kalpita Khedekar

Assistant Vice President – Product Risk Manager

• Job Details:Led monitoring, reporting, and analysis of portfolio performance metrics and scorecard results, providing senior management with timely insights into risk exposure and asset performance. Executed evaluations of portfolio performance, collaborating with internal teams to facilitate reviews; implemented measures that reduce risk & enhance productivity. Ensured adherence to regulatory compliance and risk governance protocols by conducting audits, assessments of policies, aligning plans with industry standards.

Senior Policy Manager

• Job Details:Led formulation and refinement of credit policies for personal loan portfolios, aligned with regulatory frameworks, risk governance, and business objectives. Delivered portfolio insights by monitoring asset performance metrics, presenting actionable intelligence to senior leadership to support high-impact decision-making.

Senior Policy Manager

• Job Details:Monitored credit cards portfolio performance to management, evaluating metrics, detecting trends and anomalies, ensuring alignment with asset performance expectations. Led execution of policy amendments including bre/brd documentation and uats for new credit risk strategies, ensuring regulatory compliance and risk governance.