Indulekha Asok Kumar

Work Experience

Goldman Sachs

Oct 2023 - Apr 2025 -1 yr, 6 months

India

Job Details:Managed 50-70 inquiries and disputes on a month-to-month basis, resolving payment issues and statement discrepancies to ensure a 100% reconciliation and timely fund movement. Oversaw 12-15 debt-related cases monthly, both bankruptcy and debt settlement, reducing the non-performing asset (NPA) percentage to 10% in the overall portfolio. Conducted 10+ user acceptance testing (UAT) cycles to ensure secure document transfer and general application reliability for client reporting by 15%. Created and analyzed reports on product performance, team productivity, and client transition, for efficient decision making for the verticals. Captained 2 CSR activities (community-team works), 50+ students by organizing a sports day and giving a hands-on workshop on AI.

Karbon Business

Feb 2023 - Aug 2023 -6 months

India

Job Details:Analyzed credit portfolios of 90+ clients by looking at their financial statements and conducting credit assessments to ensure regulatory compliance. Conducted EWS and other stress testing for 60+ clients and prevented a potential loss of 400k AED in 2023. Collaborated with the collections team for receivable management and timely collections to reduce overdue accounts. Contributed to cross-functional efforts in developing new credit products and risk strategies, which helped in a 25% retention rate. Engaged in the creation of the credit dashboard along with parallel teams to improve transparency and monitor portfolio performance.

Bachelor's Degree in Financial Economics
Manipal Academy of Higher Education
Jan 2021 - Jan 2023 - 2 yr
Bachelor's Degree in Economics
Jain (Deemed to be) University
Jan 2018 - Jan 2021 - 3 yr