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Ibrahim AbdelNasser Ibrahim

Credit Analyst at Premium Card

Giza, Giza, Egypt

Work Experience

  • Credit AnalystFull Time

    Premium Card

    Jun 2021 - Present -4 yrs

    Egypt , Cairo

    • Job Details:Generate monthly and annual credit reports for portfolio management and risk assessment. ▪ Optimize credit analysis processes by developing Excel-based tracking and automation tools. ▪ Conduct credit risk assessments for individual and corporate clients to ensure that applications are processed/approved within the set portfolio CAPS. ▪ Review and approve financing programs, including car loans, club memberships, solar, events, home applications, medical care and education. ▪ Review and approve for whole corporate programs such as new, increase and schooling customers ▪ Validate customer financial documents, including HR letters, bank statements, and I-Score reports. ▪ Strict adherence to the Self-Employed policy and procedures such as inform him to send his Commercial register, tax card and bank statements to review it. ▪ Ensure applications are processed/approved within the set portfolio CAPS. ▪ Review and validate customer signatures on Cheques, promissory notes, financing contract, installment wallet and KYC application ▪ Perform document validation and fraud detection in collaboration with legal and fraud departments. ▪
  • Quality Control SpecialistFull Time

    Etisal international

    May 2019 - May 2021 -2 yrs

    Egypt , Cairo

    • Quality Assurance SpecialistFull Time

      Etisal international

      Feb 2019 - May 2021 -2 yrs, 3 months

      Egypt , Giza

      • Peer mentorFull Time

        Etisal international

        Feb 2018 - Apr 2019 -1 yr, 2 months

        • Education

          • Bachelor's Degree in Accounting

            Helwan University

            Jan 2014 - Jan 2018 - 4 yr

          • High School - Thanaweya Amma

            ahmed lofty elsayed

            Jan 2014 

          Achievements

           Employee of the Month at Aug 2023.  Have the award of appreciation for whole 2022 Year.  The creator for individual data base and approvals via excel to calculate customer DBR, whole price with interest, monthly installments and contain all customer data.  The creator for daily reports for the individual customers.  The creator for premium calculation via excel for whole clubs projects such as Wadi degla and sporting castle club  The creator for installments forms that clarify every month installment by the amount and date also know the first and last paid date  The creator for cheques form that convert the paid amount from numbers to alphabetic

          Skills

          • Quality Assurance
          • Microsoft Excel
          • Data Analyst
          • Credit Analysis
          • Quality Control
          • Time Management
          • Banking
          • Credit Risk

          Languages

          • Arabic

            Fluent
          • English

            Advanced

          Training & Certifications

          • Integrated Management System (ISO)

            United Certification Service International·2020
          • Introduction to COPC

            COPC·2020
          • ICDL

            Bainry Egypt·2016
          • Professional Financial Accountant

            Cairo University·2016
          • Team building & Business English

            USAID·2016
          • PFA

            IAC·2016
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