Basic Info

Heba Kamal

5 years

Giza, Egypt

Bachelor's Degree

Experienced

Work Experience

Market researcher at Orange

Experience Details

Market researcher

Marketing/PR/Advertising

Experienced (Non-Manager)

Market research


Company Details

Orange (multinational)

Cairo, Egypt

More than 1000 employees

Telecommunications

www.orangeegypt.com

Jul 2015 to present (2 years 1 month)
Reinsurance specialist at Royal Insurance Company

Experience Details

Reinsurance specialist

Accounting/Finance

Experienced (Non-Manager)

*Make deals with other insurance companies.
* Receiving outward offers from underwriting department make insurance slip and determine reinsurance commission.
* Sending reinsurance slip to other insurance companies, give them share from the offer, sign slips and make deals.
*Receiving inward offers from insurance companies, review it to determine the accepted share in return for reinsurance commission.
*Sending the accepted signed slips to underwriting department to issue it on system.
* Distribute policies on system.
*Modify the treaty yearly contracts (Quota share / Excess of loss) to determine the insurance companies share and Royal commission.
* Make quarterly policies and premiums financial sheet and send it to the financial department.
*Make quarterly SRCC policies sheet and send it to AWARIS .
*Make monthly policies sheet and send it to Egyptian Financial Supervisory Authority (EFSA)
*Responsible for making profit / loss sheet for each client to know the financial situation for his policies.


Company Details

Royal Insurance Company

Giza, Egypt

101-500 employees

Insurance

N/A

May 2011 to Feb 2013 (1 year 9 months)
Telesales at Citibank

Experience Details

Telesales

Banking

Entry Level

*Make credit cards to Egyptians or foreigners clients over calls
*Fill in client application
*Follow up with the courier


Company Details

Citibank (multinational)

Cairo, Egypt

More then 1000 employees

Banking

www.citibank.com

Jun 2010 to Apr 2011 (10 months)

Education

Bachelor's Degree in commerce

Education Details

Bachelor's Degree

commerce

Cairo University, Egypt

B / Very Good / 75 - 85%

finance accounting insurance marketing economic hr production math

N/A

Cairo University
2006 - 2009
High School - Thanaweya Amma

High School Details

Thanaweya Amma

Om El Abtal

Egypt

2005

B / Very Good / 75 - 85%

N/A

Om El Abtal
2005

Certifications

Certificate details

fundmental of marketing

Sep 2016

5 out of 5

N/A

N/A

hpa highly professional advisors

N/A

Training and Courses

Training/Course Details

General Reinsurance Program

Nov 2011

The Insurance Institute Of Egypt

Reinsurance course

Training/Course Details

Basic Business Skills Acquisition (BBSA)

Jan 2010

Cairo universty

Developed Language and Computer Skills Enhanced Presentation & Project development skills Acquired Basic Business Skills including: Marketing, Sales, Banking, Accounting, Business Correspondence and Report Writing

Training/Course Details

English course

Dec 2009

Berlitz

Four levels from level 2 to 5

Training/Course Details

Customer service

Jan 2010

Dale Carnregie

N/A

Training/Course Details

Communication Skills Course

Sep 2009

Dale Carnegie Training

*Building Self-Confidence. *Enhance Communication Skills. *Develop Leadership Skills. *Reduce Stress and Improve business skills

Training/Course Details

Capital Market course

Apr 2007

Cairo university

N/A

This profile is fresh!
Last update 1 days ago.

Jobseeker photo

Profile Skills and Keywords

AccountingArabicBankingBasic Business Skills Acquisition (BBSA)Capital Market CourseCitibankCommerceCommunication Skills CourseCustomer ServiceEnglishEnglish CourseFinanceFundmental Of MarketingGeneral Reinsurance ProgramHandles StressHard WorkerInitiativeInsuranceMarket ResearchMarket ResearcherMarketingOrangeProblem SolverReading NovelsReinsurance SpecialistTeam PlayerTelecommunicationsTelesalesTravelingWalkingWork Out

Self-assesed Skills

Languages

English

English

: Fluent

: Advanced

: Advanced

: Fluent

Arabic

Arabic

: Fluent

: Fluent

: Fluent

: Fluent

Fields of Expertise

market research

market research

: Intermediate

: High

:

1-3 years

insurance

insurance

: Intermediate

: High

:

1-3 years

telesales

telesales

: Intermediate

: Little

:

1-3 years

Key Skills

Hard worker, Initiative, Problem Solver, Handles Stress, Team Player

Online Presence

https://www.facebook.com/heba.kamal.1048

yes i can and i will

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