Basic Info

Heba Elrify

More than 15 years

Cairo, Egypt

Master's Degree

Manager

Work Experience

Credit Manager at Plus Leasing Company

Experience Details

Credit Manager

Banking

Manager

▪ Design, update and maintain credit and leasing policies and procedures
▪ Member of the Management Credit Committee
▪ Plan, organize, direct, control and evaluate the credit department operations , credit process
▪ Responsible for administering leasing facilities and related activities
▪ Ensure the company's policies & procedures are followed according to established guidelines and make recommendations for improvement
▪ Design and develop business process and supervise implementation of the internal credit approval system installation
▪ Interview corporate customers and discuss leasing facilities structure and conditions
▪ Analyse, review and approve or reject loan and credit applications in accordance with authorized limits
▪ Monitor processing of loan applications and credit investigations
▪ Oversee preparation of periodical progress reports of the department and senior management reports
▪ Recruit, mentor personnel and identify their training needs.


Company Details

Plus Leasing Company (multinational)

Cairo, Egypt

501-1000 employees

Financial Services

http://www.plusleasing.org/

Mar 2015 to present (1 year 9 months)
Manager – Portfolio Quality Department at Credit Agricole Bank

Experience Details

Manager – Portfolio Quality Department

Banking

Manager

Achievements:
▪ Automation project for Credit Requests Management (CRM), 2011: Manager of the project on corporate level of the bank. Managed the whole project from drawdown stage until the successful inauguration. The program is currently saving two-thirds of the time and logistics efforts consumed during Credit Requests workflow before the application of the project.
▪ Assets portfolio volume, 2010: Quality Manager on Enterprises Banking level. The volume of asset portfolio doubled - coupled with significantly higher quality in analysis write-up and streamlining of requests. This success is achieved through dedication, hard work and deep technical and executive knowledge.
▪ Turn-around project & elevation of borrowers’ portfolio risk status, 2009 through 2010: Quality Manager on Enterprises Banking level. At my assignment to the project, the status of the portfolio needed immediate remedy in terms of percentage of expired facilities, pending renewals, stacked new relationships in pipeline, with no tangible database – if any – to reflect status. Mission was achieved through prioritizing short-term phases to a critically defined timeframe with daily close follow-up and systematic assessment of progress supported by continued monitoring until the successful update of the risk profile and elimination of the backlog took place. The turn-around was evident in the production of fully bundled and sustainable databases reflecting updated periodical management reports necessary for sound decision-making.


Company Details

Credit Agricole Bank (multinational)

Cairo, Egypt

501-1000 employees

Banking

http://www.ca-egypt.com/

Jun 1996 to Nov 2011 (15 years 5 months)

Education

MBA in Banking & Finance

Education Details

MBA

Banking & Finance, Management, Strategy Management

Maastricht School of Management, Netherlands

A / Excellent / 85 -100%

Banking & Finance Investment & Portfolio Management Bank Management Strategy Management Accounting Management Supply Chain Management Human Resources, Int'l Business Marketing and Cultural Diversity

N/A

Maastricht School of Management
2008 - 2010
This profile is not updated!
Last update more than 4 months ago.

Jobseeker photo

Profile Skills and Keywords

Achievement And SuccessAdobe FlashAnalyticalAnalyticsArabicBankingBanking & FinanceCredit Agricole BankCredit ManagerDecision MakingEnglishEntrepreneurFinancial ServicesFrenchGermanInitiativeInternetLeaderMBAManagementManager Portfolio Quality DepartmentMicrosoft AccessMicrosoft OfficeOraclePlannerPlus Leasing CompanySPSSStrategy ManagementTeam Leadership

Self-assesed Skills

Languages

Arabic

Arabic

: Fluent

: Fluent

: Fluent

: Fluent

English

English

: Fluent

: Fluent

: Fluent

: Fluent

French

French

: Intermediate

: Intermediate

: Intermediate

: Intermediate

German

German

: Beginner

: Beginner

: Beginner

: Beginner

Tools and Technologies

Microsoft Office

Microsoft Office

: Expert

: Extreme - I love it!

:

More than 7 years

SPSS

SPSS

: Advanced

: High

:

1-3 years

Adobe Flash

Adobe Flash

: Advanced

: High

:

More than 7 years

Oracle

Oracle

: Advanced

: High

:

More than 7 years

Internet

Internet

: Advanced

: High

:

More than 7 years

Microsoft Access

Microsoft Access

: Advanced

: High

:

3-5 years

Fields of Expertise

Management

Management

: Expert

: Extreme - I love it!

:

More than 7 years

Team Leadership

Team Leadership

: Expert

: Extreme - I love it!

:

More than 7 years

Analytics

Analytics

: Expert

: Extreme - I love it!

:

More than 7 years

Decision Making

Decision Making

: Expert

: Extreme - I love it!

:

More than 7 years

Key Skills

Analytical, Leader, Planner, Initiative, Entrepreneur

Online Presence

https://eg.linkedin.com/in/heba-elrify-mba-a6454523

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