Avin Adhikari

Loan Specialist

• Job Details:Process and review SBA loan applications (PPP, 7a, 504) ensuring compliance with SOP, IFR, and CARES Act guidelines. Analyzed credit histories, financial resources, and charge-off information to evaluate borrower repayment ability. Reviewed loan forgiveness applications and authored detailed narratives for approval/denial decisions. Served as affiliation reviewer, analyzing and reconciling 100+ loans for accuracy and compliance. Supported treasury servicing with liquidation, lien, and bankruptcy analysis. Mentored new team members (R1–R3 loans) and facilitated training on SBA systems. Collaborated with lenders, servicers, and business groups to streamline processing and resolve discrepancies.

Project Analyst

• Job Details:Conducted pricing strategy analysis for lending and deposit platforms in business banking. Partnered with sales teams to evaluate revenue projections and maintain pricing models. Coordinated with vendors and clients to support pre-application processes and proposal reviews. Analyzed rate structures for deposits, ACH, debit/credit services, and presented findings to senior management.

Financial Analyst

• Job Details:Supported HR operations, including employee referral and campus recruiting projects. Prepared loan and grant documentation enhancements in talent acquisition systems. Worked with Oracle and technical teams on system integrations and UAT testing.