Basic Info

Ahmad saoud

8 years

Cairo Governorate, Egypt

Bachelor's Degree

Experienced

Work Experience

Cedit Asset and Operational Risk "Risk Assessment " Executive at QNB AL AHLI Leasing

Experience Details

Cedit Asset and Operational Risk "Risk Assessment " Executive

Banking

Experienced (Non-Manager)

1. Prepare asset risk technical appraisal for potential leased assets (Equipment, Machinery, Vehicles, etc. )
2. Checking through the internet the supplier’s reputation, country of origin and clear description of the equipment, input and output, its obsolescence, manufacturing process, and type of concerned industry, or contacting other suppliers whether foreign or local and/or checking network clients whom utilize same type of equipment and get their feedback.
3. Prepare credit risk control reports.
4. Prepare operational risk management reports.
5. Participate in provision process.
6. Review leasing contracts.
7. Participate in permanent supervision preparation.
8. Participate in CBE and I-Score reporting.


Company Details

QNB AL AHLI Leasing (multinational)

Egypt

N/A

Banking

N/A

Dec 2015 to present (1 year)
Relationship Executive at QNB AL AHLI

Experience Details

Relationship Executive

Banking

Experienced (Non-Manager)

1. Represent primary point-of-contact for customers requesting or inquiring on Trade Finance Activities
2. Receive, record, and review applications for letters of credit, shipping guarantee, documentary collections, and letters of guarantees.
3. Prepare L/C, D/C and L/G within established policy and procedures and in coordination with the Head Office Centers whenever applied.
4. Place holds on funds as required, review core banking system outputs and print advises.
5. Communicate with Head Office centers for verification and further processing.
6. Prepare various notifications to L/C and L/G customers, correspondence, and beneficiaries.
7. Advise and prepare amendments. Follow up L/Cs until payment, negotiation or acceptance.
8. Prepare and advise renewal, liquidation, cancellation, or amendments of L/Gs (in amounts, purpose, or validity).
9. Follow-up expiry dates of L/Gs and the return of originals in case of cancellation.
10. Maintain relationship with Head Office regarding foreign L/Gs.
11. Check and prepare inward shipping documents from correspondent banks for collections, resolve discrepancies, endorse documents (Bill of Lading), and prepare them for delivery to customers.
12. Maintain customer liability accounts. Follow-up automatic entries performed by IT systems.
13. Reconcile related general ledger and nostro accounts. Prepare necessary adjustments.
14. File and archive L/Cs and L/Gs and supporting documents.
15. Compile periodical CBE reports (advance payment, custom release), H.O. reports and various statistics.
16. Perform other related duties of trade finance operations.
17. Ensure the correct functioning and implementation of the Permanent Supervision, Compliance and Money Laundering, Operational Risk, and Workplace Success Guidelines whenever and wherever possible.


Company Details

QNB AL AHLI (multinational)

Egypt

More then 1000 employees

Banking

N/A

Apr 2013 to Dec 2015 (2 years 8 months)
Customer Advisor & Senior Customer Advisor” at QNB AL AHLI

Experience Details

Customer Advisor & Senior Customer Advisor”

Banking

Experienced (Non-Manager)

1- Assist customers with their everyday banking needs through the counter including withdrawals, deposits, transfers, currency exchange, etc…
2- Accept and processes cash deposits to opened accounts (current, saving, checking, overdraft, GL). Prove cash entirely.
3- Cash checks and payment orders within established limits and reserves (withdrawals, coupons, expense redemption).
4- Exchange foreign currencies according to the established dealer rates. Proves the authenticity of currencies entirely.
5- Count, prove authenticity, and package currency and coins.
6- Balance cash and prepare daily and final currency position.
7- Perform a range of related duties and may assist other Customer Advisors during peak load periods.
8- Receive and record customer orders. Prepare transaction documents, verify customer signatures, check balance, place holds on funds as required, check endorsements and validity, apply charges, process accounting entries, post transactions, and issue advices & copies of payments as required.
9- Process the following simple operational transactions on the Core Banking System:
• Internal Transfer (Simple & Multiple Transfer)
• Internal Checks
• Customized Transactions
• Any client inquiries / advice printouts
10- Act as the first point in receiving the following requests from the customers and inputting them on the Core Banking system, in order to be further handled by the Head of Operations/Senior Customer Advisor:
• Bank Drafts
• Certified Checks
• Outgoing Transfers
• Checks for Collection
• Stop Payment on Checks
• Returned Checks
11- Represent the most informative point-of-contact for customers requesting or inquiring on different operations (whether in person or by phones). Guides Customers to other Points of Services within the branch.
12- Utilize every chance to highlight products to customers and resolve any issues they may have.
13- Handle customer inquiries and signature verification upon request.
14- Manage Customer Queue & waiting time to achieve efficient performance
15- Handle customer inquiries (customer's position, account statement, bulletin rates, transaction advises, etc).
16- Perform other related duties in the customer service area.
17- Provide relief help in other activities (If needed).
18- Ensure the correct functioning and implementation of the Permanent Supervision, Compliance and Money Laundering, Operational Risk, and Workplace Success Guidelines whenever and wherever possible
Well know ledged of bank products and responsible for achieving the branch target as cross selling the products and open new accounts “individual & corporate”.
Responsibilities included as for Senior Customer Advisor
1- Monitor and control work flow to improve productivity. Maintain the quality, systems, and structure of the customer advisors.
2- Review and/or examine documents presented under different transactions performed at the branch & perform the relevant validations on core banking system whenever needed.
3- Review newly opened accounts application forms for walk-in customers, perform the needed validations on core banking system.
4- Supervise activities handled by Customer Advisors including cash transactions, transfers, checks, and any other operational transaction/ service.
5- Responsible for handling the sophisticated multi-point transactions, such as:
• Bank draft issuance
• Certified checks
• Outgoing transfers
• Clearinghouse Checks
• Returned Checks.
• Stop Payment on Cheques
6- Develop and train personnel to assume varied responsibilities in the area of operations.
7- Keep knowledge of domestic bank operations to be able to relate the needs of foreign customers with the requirements of domestic operations.
8- Replace the Head of Operations in maintaining the main vault and reviewing the cash transactions, if needed.
9- Monitor queuing system on a regular basis confirming it is running efficiently. Ensure that necessary corrective action is taken whenever needed.
10- Handle any tasks assigned by the Head of Operations under the umbrella of the branch operations
11- Respond to audit reviews, develop corrections & ensure the proper implementation of permanent supervision system within the scope of assigned activities.
12- Perform the regular controls & supervision on a regular basis according to policies & procedures.
13- Manage and organize all archiving and filing activities within the branch.
14- Review and validate cash transactions of the branch and maintain efficiency in the branch operations.
15- Ensure the correct functioning and implementation of the Permanent Supervision, Compliance and Money Laundering, Operational Risk, and Workplace Success Guidelines whenever and wherever possible.


Company Details

QNB AL AHLI (multinational)

Egypt

More than 1000 employees

Banking

N/A

Feb 2008 to Apr 2013 (5 years 2 months)

Achievements


I was a member in the national swimming team of Egypt 2000 -2002 as I participated in a lot of international competitions Geneva 1997 “won gold & silver medals” Darmstadt 1998 “won bronze medal” and participating in Masters competitions till present

Education

Bachelor's Degree in Statistics, Minor: Computer Science

Education Details

Bachelor's Degree

Statistics, Minor: Computer Science

Economics and Political Science, Major: Statistics, Minor: Computer Science, English Section, Egypt

C / Good / 65 - 75%

N/A

N/A

Economics and Political Science, Major: Statistics, Minor: Computer Science, English Section
2002 - 2007
High School - Thanaweya Amma

High School Details

Thanaweya Amma

Abass Akkad language school

Egypt

2002

A / Excellent / 85 -100%

N/A

Abass Akkad language school
2002

Certifications

Certificate details

1. Diploma Banking credit & credit risk management

May 2013

N/A

N/A

N/A

AUC

N/A

This profile is not updated!
Last update more than 1 months ago.

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Profile Skills and Keywords

1. Diploma Banking Credit & Credit Risk ManagementAnalyticalBankingCedit Asset And Operational Risk "Risk Assessment " ExecutiveCookingCustomer Advisor & Senior Customer AdvisorEnglishFoodGuitarsInternetLeaderMicrosoft ExcelMicrosoft OutlookMicrosoft PowerPointMicrosoft WordMusicOperationProblem SolverQNB AL AHLIQNB AL AHLI LeasingRelationship ExecutiveRisk & Technical AnalysisSPSSStatistics, Minor: Computer ScienceSupportiveSwimmingTeam PlayerTrade FinanceTravel

Self-assesed Skills

Languages

English

English

: Advanced

: Advanced

: Advanced

: Advanced

Tools and Technologies

Microsoft Excel

Microsoft Excel

: Advanced

: High

:

1-3 years

Microsoft Word

Microsoft Word

: Advanced

: High

:

More than 7 years

Internet

Internet

: Advanced

: High

:

More than 7 years

Microsoft Outlook

Microsoft Outlook

: Advanced

: High

:

More than 7 years

Microsoft PowerPoint

Microsoft PowerPoint

: Intermediate

: Medium

:

1-3 years

SPSS

SPSS

: Little knowledge

: Little

:

Less than 1 year

Fields of Expertise

Operation

Operation

: Expert

: High

:

5-7 years

Trade finance

Trade finance

: Advanced

: High

:

1-3 years

Risk & technical analysis

Risk & technical analysis

: Intermediate

: Medium

:

Less than 1 year

Key Skills

Analytical, Leader, Problem Solver, Team Player, Supportive

Online Presence

https://eg.linkedin.com/in/ahmad-saoud-681166115

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