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Zinab Abdelhamed Elshahawy

Credit analyst & Fraud Control Officer at Basata for Microfinance Solutions

Nasr City, Cairo, Egypt

Work Experience

  • Credit analyst & Fraud Control OfficerFull Time

    Basata for Microfinance Solutions

    May 2022 - Present -3 yrs, 1 month

    Egypt , Cairo

    • Job Details:• Conduct in-depth research of historical financial data; analyze and report the client’s current financial status such as: portfolio – history of payment – late days – due amount – outstanding to ensure loan worthiness. • Prepare spreadsheets, summaries, reports, and opinions for loan officers and loan committees to aid sound credit decisions on new, renewal, and existing loans. • Responsible for detecting, analyzing, reporting & preventing/minimizing any fraud cases, and taking the needed actions with supporting the investigation committee.
  • Operation Functional LeadFull Time

    Basata for Microfinance Solutions

    Dec 2020 - Apr 2022 -1 yr, 4 months

    • Job Details:• Handle Inbound and outbound calls for CS and Marketing. • Handle social media channels (FB and WhatsApp). • Audit the team calls and quality by mining the contacts handled. • Being the highest level of escalation by handling the contacts raised for manager calls. Investigating the issue and the root cause and following up with the customer till the issue is resolved. • Conduct a weekly, Monthly and Quarterly report for the leadership team to review and build the strategy for the path to green and next steps. • Taking part in the new products and campaign alignments. • Conducting a VOC (Voice of the customer) collection session by holding out a survey, in order to have a stronger connection to the customers and their needs.
  • Social Media Team LeaderFull Time

    Jumia E-Commerce

    Nov 2019 - Jul 2020 -8 months

    • Job Details:• Inspect Coached team members effectively to meet 100% of their targets • Oversee day-to-day operations. • Informed the team of their progress hourly, daily, and monthly. • Diagnosed agents’ skills and allocated them accordingly. • Monitored all assignments to ensure data integrity and workflow. • Analyzed customers’ interaction per channel and proceeded with allocating agents to ensure all channels are covered. • Issued instructions and assigned duties to the team members. • Communicated with other departments and management to resolve problems and expedite work. • Resolved complaints and answered questions of users regarding the services and procedures. • Reviewed and checked on the team’s work such as keeping track of the reports.
  • Customer service Representative & Social Media ModeratorFull Time

    Jumia E-Commerce

    Oct 2018 - Nov 2019 -1 yr, 1 month

    Egypt , Cairo

    • Job Details:• Achieved CSAT score of 95% by efficiently handling customers’ inquiries while maintaining Productivity target 2500 tickets per month with an average quality score of 96%. • Responsible for the VIP customers and escalated cases by following up with customers on their issues until resolution. • Provided a friendly environment to the customers, which includes greeting and acknowledging every customer, maintaining solid product knowledge and all other aspects of customer service. • Supported new staff, coach team members in an effective way as a senior agent, and handled supervisor calls. • Communicated with other departments and management to resolve problems and expedite work • Handled critical channels such as Instagram and Twitter.
  • Education

    • Bachelor of Commerce, English Section in Business

      Ain Shams University (ASU)

      Jan 2014 - Jan 2018 - 4 yr

    Skills

    • English
    • Engish Fluency
    • Customer Care
    • Account Management
    • Microsoft Excel
    • Microsoft Word
    • Mentoring
    • Performance Evaluation
    • CRM
    • Communication skills
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    Languages

    • English

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