profile-img

Tarek mohamed alaa

micro finance portfolio manager at banque misr

Agami, Alexandria, Egypt

Work Experience

  • sme's customer relationship manager Full Time

    banque misr

    Nov 2017 - Mar 2018 -4 months

    Egypt , Alexandria

    • Job Details:o Responsible for the service and development of the branch SMEs portfolio and acquiring new clients o Conducting regular visits to clients, ensuring their requests are fulfilled accurately and in a timely manner. o Represent the primary point of contact with the SMEs clients, handling all their complaints and maintaining the bank’s professional image to attain their maximum satisfaction level. o Maintain and develop strong relationships with clients o Allowing for better understanding of their banking needs o And enabling the generation of new business from o Referrals and the achievement of the portfolio targets o Ensure systematic approach to loan handling including the maintenance of the appropriate loan o Documentation, agreements, commitment, historical data supporting documents, investigation reports correspondence and other miscellaneous forms and maintain index of files for easy access. o Maintain knowledge of the CBE rules and regulations governs SMEs clients. o Maintain synergy with the corporate and retail business line as well as all head office department. o Ensure the correct adoption of policies and procedures in order to guarantee that the bank business is conducted in compliance with local laws , internal rules and regulations as well as international standards .Ensure the correct function and implementation of the permanent supervision compliance and money laundering
  • micro finance portfolio managerFull Time

    banque misr

    Jul 2017 - Present -7 yrs, 11 months

    Egypt , Alexandria

    • Job Details:o Setting promotion plans to activate the product through channels to achieve targets o Review all customer’s loan applications and make sure that all applications meets the requirements o Make field inquiry to the applicants and prepare the related reports o Estimates the loan value in compliance with the organized instructions o Reject all customer’s loans applications that do not meet the requirement. o Prepare the final credit approval. o Daily following up for the credit portfolio through following up all the paid installments and the arrears. o Prompt the team members to update the customer’s data o Evaluate the microfinance specialist’s performance. o Following up the seeped customers and study the seepage reasons. o Make all closing procedures every month and make sure that all transactions are recorded correctly o Conduct regular internal audits and review and consolidate accounting books o Conduct a trainings and workshops on microcredit o Prepare periodic / Non-Periodic Reports for Specialist Central Zone
  • SENIOR BANKERFull Time

    BANK MISR

    Feb 2016 - Jul 2017 -1 yr, 5 months

    • UNIVERSAL TELLERFull Time

      BANQUE MISR

      Feb 2015 - Feb 2016 -1 yr

      Egypt , Alexandria

      • Job Details:o Receive and count working cash at the beginning of the shift o Identify customers , validate and cash checks o Accept cash and checks for deposit and check accuracy of deposit slip o Process cash withdrawals o Perform specialized tasks such as preparing cashier’s checks, exchanging foreign currency o Perform services for customers such as ordering bank cards and checks o Receive and verify loan payments o Record all transactions promptly , accurately and in compliance with bank procedures o Answer inquiries regarding accounts and other bank related products o Attempt to resolve issues and problems with customer’s accounts o Explain , advise on and promote bank products and services to customers o Identify referral opportunities and make relevant referrals o Ensure compliance with all internal controls and established policies and procedures
    • Education

      • Bachelor's Degree in accounting

        Alexandria University (ALEXU)

        Jan 2011 

      • High School - Thanaweya Amma

        WARDYAN MILITARY HIGH SCHOOL

        Jan 2007 

      Achievements

      2017-2018 FINANCIAL YEAR TOP PRODUCER AND TOP ACHIEVER OF MICRO FINANCE LOANS WITH THE LEAST PORTFOLIO RISK OF .25% AT ALEXANDRIA REGION

      Skills

      • Sales
      • Credit Analysis
      • Microsoft Office
      • FlexCube
      • fcubs
      • oasis
      • sibel
      • Peach tree

      Languages

      • Arabic

        Fluent
      • English

        Advanced
      Share this Profile