
Tarek mohamed alaa
micro finance portfolio manager at banque misr
Agami, Alexandria, EgyptWork Experience
sme's customer relationship manager Full Time
banque misr
Nov 2017 - Mar 2018 -4 months
Egypt , Alexandria
- Job Details:o Responsible for the service and development of the branch SMEs portfolio and acquiring new clients o Conducting regular visits to clients, ensuring their requests are fulfilled accurately and in a timely manner. o Represent the primary point of contact with the SMEs clients, handling all their complaints and maintaining the bank’s professional image to attain their maximum satisfaction level. o Maintain and develop strong relationships with clients o Allowing for better understanding of their banking needs o And enabling the generation of new business from o Referrals and the achievement of the portfolio targets o Ensure systematic approach to loan handling including the maintenance of the appropriate loan o Documentation, agreements, commitment, historical data supporting documents, investigation reports correspondence and other miscellaneous forms and maintain index of files for easy access. o Maintain knowledge of the CBE rules and regulations governs SMEs clients. o Maintain synergy with the corporate and retail business line as well as all head office department. o Ensure the correct adoption of policies and procedures in order to guarantee that the bank business is conducted in compliance with local laws , internal rules and regulations as well as international standards .Ensure the correct function and implementation of the permanent supervision compliance and money laundering
micro finance portfolio managerFull Time
banque misr
Jul 2017 - Present -7 yrs, 11 months
Egypt , Alexandria
- Job Details:o Setting promotion plans to activate the product through channels to achieve targets o Review all customer’s loan applications and make sure that all applications meets the requirements o Make field inquiry to the applicants and prepare the related reports o Estimates the loan value in compliance with the organized instructions o Reject all customer’s loans applications that do not meet the requirement. o Prepare the final credit approval. o Daily following up for the credit portfolio through following up all the paid installments and the arrears. o Prompt the team members to update the customer’s data o Evaluate the microfinance specialist’s performance. o Following up the seeped customers and study the seepage reasons. o Make all closing procedures every month and make sure that all transactions are recorded correctly o Conduct regular internal audits and review and consolidate accounting books o Conduct a trainings and workshops on microcredit o Prepare periodic / Non-Periodic Reports for Specialist Central Zone
UNIVERSAL TELLERFull Time
BANQUE MISR
Feb 2015 - Feb 2016 -1 yr
Egypt , Alexandria
- Job Details:o Receive and count working cash at the beginning of the shift o Identify customers , validate and cash checks o Accept cash and checks for deposit and check accuracy of deposit slip o Process cash withdrawals o Perform specialized tasks such as preparing cashier’s checks, exchanging foreign currency o Perform services for customers such as ordering bank cards and checks o Receive and verify loan payments o Record all transactions promptly , accurately and in compliance with bank procedures o Answer inquiries regarding accounts and other bank related products o Attempt to resolve issues and problems with customer’s accounts o Explain , advise on and promote bank products and services to customers o Identify referral opportunities and make relevant referrals o Ensure compliance with all internal controls and established policies and procedures
Education
Bachelor's Degree in accounting
Alexandria University (ALEXU)Jan 2011
High School - Thanaweya Amma
WARDYAN MILITARY HIGH SCHOOLJan 2007
Achievements
2017-2018 FINANCIAL YEAR TOP PRODUCER AND TOP ACHIEVER OF MICRO FINANCE LOANS WITH THE LEAST PORTFOLIO RISK OF .25% AT ALEXANDRIA REGION
Languages
Arabic
FluentEnglish
Advanced