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Tarek Reda Ali Nour

SMEs Region Head upper Egypt) Minya, Beni Suef and Fayoum)

New Menia, Minya, Egypt

Work Experience

Banque Du Caire

  • SMEs Region Head Upper Egypt , SME Banking GroupFull Time

    Aug 2021 - Present -3 yrs, 10 months

    Egypt , Minya

    • Job Details:SME’s Region Head upper Egypt) Minya, Beni Suef and Fayoum) 8/2021: Until now) • Building & supervising SME portfolio with an aggregate approved facilities . • Leading/motivating/guiding & managing fourteen members of SME team to ensure achieving of budget objectives & profitability within appropriate risk level. • Developing strategies that generate sustainable sales acquisition of new &/or existing clients. • Advise team for SME lending methodologies, risk management, policies, and procedures Identifying market opportunities and recommend action plans. • Reviewing credit packages to ensure customers’ needs are well addressed & justified with a high level of accuracy and completeness & being updated on a regular basis. • identifying market opportunities and conducting initial market screening to capture potential clients aiming to enhance business growth and profitability, targeting and a healthy portfolio. • Efficient coaching and development of specialists' skills & keeping co-workers informed of all relevant job issues. • Building positive relations with other members of the organization to enable smooth completion of tasks.
  • Business center head SME Banking GroupFull Time

    Jan 2019 - Present -6 yrs, 5 months

    Egypt , Minya

  • Relationship ManagerFull Time

    Arab Investment Bank

    Feb 2014 - Dec 2018 -4 yrs, 10 months

    Egypt

    • Job Details:Job Descriptions: • Preparing the credit memo (Business analysis - Industry - Financial Analysis - accurate spreading). • Creating and maintaining the relationships with the customers by periodic calls, site visits and documents to oversee their operational conditions. • Assess a customer’s business through the analysis of business and Credit risks associated with the Bank’s products and services to the customer. • Conducts regular accounts follow-up assisted by periodical reports to avoid the manifestation of past dues, excess and the breach of terms and conditions of the approved facilities. • Handling the existing portfolio and reaching the maximum satisfaction of the client's needs. • Daily preparing / checking on “customers borrowing positions. • Ensure that facility utilization is within approved limits, structure, and purpose. Position: Operations Manager (16/02/2014:30/9/2016) Minya Branch Job Descriptions: • Managing the operations area functions to ensure quality service to customers. • Handle all functions related to clearing Outward & Inward Clearing checks. • Charge expenses/revenues to accounts and cost centers by analyzing invoice/expense report. • Preparation of all daily and monthly settlements. • Responsible for performing analyses of the actual expenses in relation to budget figures. • Verifying the daily bank position for all branch accounts. • Responsible for closing the branch's books at the end of each month. • Tracking/reconciling accruals, advances, prepaid & other GL accounts. • Reviewing documentation for (LG’s, OVD, Form 4, loans, credit cards).
  • Bank TellerFull Time

    Al Ahli Bank Of Kuwait ( Abk Egypt )

    May 2008 - Dec 2013 -5 yrs, 7 months

    Egypt

    • Job Details:Piraeus Bank Egypt, (ABK Egypt, Now) Work at branches network, Recruitment data (11/5/2008:28/02/2014 Corporate Title: Clerk (A) • Teller at Minya branch, (1/8/2013: 28/02/2014). • Customer service and operations at Assiut branch, (1/3/2012: 30/07/2013) • Customer service and operations at Minya branch, (1/11/2009: 28/2/2012). • Teller, Sohag branch (open new branch) (1/6/2010:30/6/2010. • Teller at Tahra branch (Cairo), central cash (1/4/2009:30/10/2009). • Teller at Sharm El sheikh branch, (11/5/2008:30/3/2009).
  • Education

    • MBA in Business and Adminstration

      Beni Suef University (BSU)

      Jan 2021 - Jan 2023 - 2 yr

    • Bachelor of Commerce in Accounting

      Beni Suef University (BSU)

      Jan 2003 - Jan 2007 - 4 yr

    Achievements

    Top achieving region , SME Banking Group 2021 Top performer Business Center ,SME Banking Group 2019 - 2020

    Skills

    • Internet
    • word
    • Microsoft Excel
    • Creative, self motivated, Reliable, Dynamic
    • Able to work under pressure.
    • Communication
    • Team work & collaboration.

    Languages

    • Arabic

      Fluent
    • English

      Intermediate

    Training & Certifications

    • Middle management learning track

      logic training,·2023
    • Supply chain finance for SME bankers

      Euro money Learning·2021
    • Performance Management Program

      Egyptian banking institute·2020
    • SME Banking certificate

      Egyptian banking institute·2018
    • Operational risk management

      Arab Academy for Management, Banking and Financial Sciences·2016
    • I-score Dispute

      I-score company·2016
    • credit certificate

      Egyptian Banking Institute·2015
    • English course

      Amid East·2013
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