
Tarek Reda Ali Nour
SMEs Region Head upper Egypt) Minya, Beni Suef and Fayoum)
New Menia, Minya, EgyptWork Experience
SMEs Region Head Upper Egypt , SME Banking GroupFull Time
Aug 2021 - Present -3 yrs, 10 months
Egypt , Minya
- Job Details:SME’s Region Head upper Egypt) Minya, Beni Suef and Fayoum) 8/2021: Until now) • Building & supervising SME portfolio with an aggregate approved facilities . • Leading/motivating/guiding & managing fourteen members of SME team to ensure achieving of budget objectives & profitability within appropriate risk level. • Developing strategies that generate sustainable sales acquisition of new &/or existing clients. • Advise team for SME lending methodologies, risk management, policies, and procedures Identifying market opportunities and recommend action plans. • Reviewing credit packages to ensure customers’ needs are well addressed & justified with a high level of accuracy and completeness & being updated on a regular basis. • identifying market opportunities and conducting initial market screening to capture potential clients aiming to enhance business growth and profitability, targeting and a healthy portfolio. • Efficient coaching and development of specialists' skills & keeping co-workers informed of all relevant job issues. • Building positive relations with other members of the organization to enable smooth completion of tasks.
Relationship ManagerFull Time
- Job Details:Job Descriptions: • Preparing the credit memo (Business analysis - Industry - Financial Analysis - accurate spreading). • Creating and maintaining the relationships with the customers by periodic calls, site visits and documents to oversee their operational conditions. • Assess a customer’s business through the analysis of business and Credit risks associated with the Bank’s products and services to the customer. • Conducts regular accounts follow-up assisted by periodical reports to avoid the manifestation of past dues, excess and the breach of terms and conditions of the approved facilities. • Handling the existing portfolio and reaching the maximum satisfaction of the client's needs. • Daily preparing / checking on “customers borrowing positions. • Ensure that facility utilization is within approved limits, structure, and purpose. Position: Operations Manager (16/02/2014:30/9/2016) Minya Branch Job Descriptions: • Managing the operations area functions to ensure quality service to customers. • Handle all functions related to clearing Outward & Inward Clearing checks. • Charge expenses/revenues to accounts and cost centers by analyzing invoice/expense report. • Preparation of all daily and monthly settlements. • Responsible for performing analyses of the actual expenses in relation to budget figures. • Verifying the daily bank position for all branch accounts. • Responsible for closing the branch's books at the end of each month. • Tracking/reconciling accruals, advances, prepaid & other GL accounts. • Reviewing documentation for (LG’s, OVD, Form 4, loans, credit cards).
Bank TellerFull Time
- Job Details:Piraeus Bank Egypt, (ABK Egypt, Now) Work at branches network, Recruitment data (11/5/2008:28/02/2014 Corporate Title: Clerk (A) • Teller at Minya branch, (1/8/2013: 28/02/2014). • Customer service and operations at Assiut branch, (1/3/2012: 30/07/2013) • Customer service and operations at Minya branch, (1/11/2009: 28/2/2012). • Teller, Sohag branch (open new branch) (1/6/2010:30/6/2010. • Teller at Tahra branch (Cairo), central cash (1/4/2009:30/10/2009). • Teller at Sharm El sheikh branch, (11/5/2008:30/3/2009).
Education
MBA in Business and Adminstration
Beni Suef University (BSU)Jan 2021 - Jan 2023 - 2 yr
Bachelor of Commerce in Accounting
Beni Suef University (BSU)Jan 2003 - Jan 2007 - 4 yr
Achievements
Top achieving region , SME Banking Group 2021 Top performer Business Center ,SME Banking Group 2019 - 2020
Skills
Languages
Arabic
FluentEnglish
Intermediate
Training & Certifications
Middle management learning track
logic training,·2023Supply chain finance for SME bankers
Euro money Learning·2021Performance Management Program
Egyptian banking institute·2020SME Banking certificate
Egyptian banking institute·2018Operational risk management
Arab Academy for Management, Banking and Financial Sciences·2016I-score Dispute
I-score company·2016credit certificate
Egyptian Banking Institute·2015English course
Amid East·2013