Rabie Salah Keweita

Retial credit administration department ManagerFull Time

Retial credit administration department ManagerFull Time

Commercial Credit Administration ManagerFull Time

• Job Details:- Documentation: Ensure that the documentation is prepared in accordance with the credit Approval - Credit utilization: Ensure that the facilities are used for the purpose for which granted and as per agreed terms and authorize utilization of facilities where applicable - Credit monitoring: Ensure that the exposures with in the approved limits and repayments are as per agreed terms and watch for exceptions - Credit exceptions reporting: Ensure that all the credit exceptions are reported to appropriate level for adjustments and also escalated to appropriate level on chronic cases. - Resource Management: Manage the deployment of repartees, their personal development and their training needs in consultation with the Manager. - Coordination with Business Teams: Coordinate with various Team leaders and Relationship managers for completion of various tasks on time and to promote common understanding to manage various types of risks effectively. - Coordination with Legal and Sharia: Liaising with lawyer/legal unit & Sharia unit for preparation of charge documents/loan agreement to perfect documentation - Coordination with Internal & External Auditors: Liaising with Internal & External Auditors to - Ensure requirements are provided and complied with. Audit observations are closed as per agreed plan. - Review of SME and Commercial Products Manual/Scheme & Documentation: Ensure all new products Manuals/Schemes & documentation are thoroughly reviewed and feedbacks are furnished to ensure compliance with Sharia, legal requirements and credit principles also settlement past due. - Follow the Rental Income Account (RCA) & Insurance and maintenance Reserve Account (IMR) for corporate customers and escalated to Head of Risk any shortages. - Service Quality: To ensure effective implementation of inter-departmental. - Internal Operating environment includes of CPSD & TFSD and branches. - Awareness and full appreciation of the approval process, the terms and conditions and approval powers. - Balancing the risk and customer service - All operational decisions related to the job function can be taken independently with in the delegated authority. - All decisions beyond the delegated authority will be taken in consultation with the Unit Head. - Providing the required information to facilitate decision making on improvement of credit administration process - All strategic decisions relating to depth of research and prioritization of tasks will be referred to the Unit Head/VP& Manager-Al Wifaq- Support services