RB
Raazia Bari
Head of Bancassurance at UBL
Work Experience
UBL
Jul 2017 - Present -7 yrs, 11 months
- Job Details:Spearheaded strategic initiatives and streamlined operations for the wealth products, surpassing revenue targets by 25% and optimizing operational efficiency by 50%. Introduced innovative plans, managing full product lifecycle from development to market delivery. Led digital transformation project and process re-engineering, enhancing operational efficiency acquiring customer satisfaction. Achieved highest market share of 24% and highest revenue in wealth portfolio through effective campaigns and staff motivation. Performed analytics to develop scalable propositions and strategic plans, sales campaigns which placed bank products at a competitive advantage, while ensuring alignment with regulatory and compliance requirements. Cultivated strong relationships with internal and external stakeholders to achieve better results. Empowered all sales staff with soft skills, in-depth knowledge of products and regulatory environment. Prepared and monitored budget and financial performance, identifying areas for improved performance and proposing corrective actions. Recommended and implemented responsive strategies after monitoring industry trends and regulatory changes, identifying risks and opportunities.
HBL
Apr 2014 - Jun 2017 -3 yrs, 2 months
- Job Details:Established business development strategies based on targets, product specifications, market data for increased revenue. Developed new products, executed data-driven product strategies for consistent revenue growth increasing sales by 20%. Liaised with sales and marketing team to collect customer feedback, incorporating into subsequent production runs and development lifecycles. Fostered strong relationships with stakeholders and provided training support to enhance product understanding and compliance. Conducted market research and utilized data-driven insights to create and execute effective product strategies, including pricing, positioning, and market segmentation. Arranged conferences domestically and internationally.
Manager Marketing & Alternate Distribution Channel
MCB-Arif Habib Savings and Investments Limited
Sep 2009 - Mar 2014 -4 yrs, 6 months
- Job Details:Conducted competitive analysis to identify market trends and capitalize on emerging opportunities for growth. Successfully remained within expense budget and allocated resources to maximize productivity and profitability. Reduced operational costs through comprehensive process improvement initiatives and resource management. Cultivated partnerships with fund distributors to maximize business opportunities and extend network reach within the industry. Improved brand image by developing digital channels to engage customers and promote sales. Developed innovative and targeted collateral including print & digital media, to support sales team for lead generation. Represented organization at investment awareness sessions jointly with regulators. Monitored and analyzed business performance to identify areas of improvement and make necessary adjustments. Initiated and implemented business strategies to achieve business goals and stay competitive.
Software Solutions Project Manager
Corporits, IBM Business Partner
Jun 2005 - Aug 2009 -4 yrs, 2 months
- Job Details:Directed product development efforts using industry-specific tools to increase sales and overall company productivity. Managed individual projects simultaneously for product lifecycle development. Analyzed client requirements for documentation and development. Conducted pre-release quality assurance processes, ensuring software met rigorous standards for functionality, performance, and security before deployment. Implemented robust documentation practices that facilitated knowledge sharing within the development team and enhanced overall productivity.
Education
Bachelor's Degree in Management Information Systems
Institute of Business Administration (IBA)Bachelor's Degree
NUCES FAST
Skills
- product development and management
- Digital Transformation and Innovation
- Market analysis and competitor benchmarking
- Regulatory Compliance and Risk Management
- Stakeholder Management and Collaboration
- Strategic Planning and Execution
- Trend Analysis & Forecasting
- Customer Insights and Feedback Analysis
- Budgeting and Financial Performance Monitoring