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Peter Naguib

Senior credit risk analyst at Bank Misr

Nasr City, Cairo, Egypt

Work Experience

  • Senior credit risk analystFull Time

    Bank Misr

    Aug 2017 - Present -7 yrs, 10 months

    Egypt , Cairo

    • Job Details:1- Analyse Corporate/SMEs counterparties, to determine their risk profile, from different regions including Egypt, France, and UAE. 2- Spreading financial statements, and analysis and assessing the financial ratios including profitability, efficiency, capital structure and coverage ratios, using Moody’s Risk Analyst. 3- Make final recommendations to CRO, and the credit Committee bearing on the credit facility amount, and the facility/loan structure. 4- Handling administrative work of credit committee. 5- Present/defend risk’s analysis and recommendations. 6- Handling any special projects requested by Senior Management.
  • Credit analyst / SMEs departmentFull Time

    Bank Misr

    Jul 2015 - Oct 2017 -2 yrs, 3 months

    • Job Details:1- Preparing credit proposal memos that present the proposed facility package and the associated terms and conditions. 2- Perform in-depth analysis covering qualitative and quantitative aspects for new and existing corporate clients for the purpose of extending or renewal of credit facilities. 3- Negotiating credit facility terms and conditions with clients. 4- Coordinate between different departments such as legal, credit admin and branches regarding clients’ accounts, facilities and transactions. 5- Deal with clients and internal counterparties, building work relations at all levels, and resolving any raised concerns. 6- Spreading financial statements, and analysis and assessing the financial ratios including profitability, efficiency, capital structure and coverage ratios.
  • AccountantFull Time

    Ace life insurance

    Apr 2015 - Jul 2015 -3 months

    • Education

      • Bachelor's Degree in Accounting/English section

        Ain Shams University (ASU)

        Jan 2013 

      • High School - Thanaweya Amma

        Saint Fatima Language School

        Jan 2009 

      Skills

      • Fast learner
      • Soft Skills
      • Ability to analyze and solve problems
      • Hard worker

      Languages

      • English

        Advanced

      Training & Certifications

      • Credit Course, CMB module

        Shindy & Associates, Inc.·2015
      • English course Level 6

        Berlitz English·2013
      • EDUEgypt Business Process Outsourcing Skills Certification at Information Technology Institute (ITI).

        Edu Egypt·2012
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