
Peter Naguib
Senior credit risk analyst at Bank Misr
Nasr City, Cairo, EgyptWork Experience
Senior credit risk analystFull Time
Bank Misr
Aug 2017 - Present -7 yrs, 10 months
Egypt , Cairo
- Job Details:1- Analyse Corporate/SMEs counterparties, to determine their risk profile, from different regions including Egypt, France, and UAE. 2- Spreading financial statements, and analysis and assessing the financial ratios including profitability, efficiency, capital structure and coverage ratios, using Moody’s Risk Analyst. 3- Make final recommendations to CRO, and the credit Committee bearing on the credit facility amount, and the facility/loan structure. 4- Handling administrative work of credit committee. 5- Present/defend risk’s analysis and recommendations. 6- Handling any special projects requested by Senior Management.
Credit analyst / SMEs departmentFull Time
Bank Misr
Jul 2015 - Oct 2017 -2 yrs, 3 months
- Job Details:1- Preparing credit proposal memos that present the proposed facility package and the associated terms and conditions. 2- Perform in-depth analysis covering qualitative and quantitative aspects for new and existing corporate clients for the purpose of extending or renewal of credit facilities. 3- Negotiating credit facility terms and conditions with clients. 4- Coordinate between different departments such as legal, credit admin and branches regarding clients’ accounts, facilities and transactions. 5- Deal with clients and internal counterparties, building work relations at all levels, and resolving any raised concerns. 6- Spreading financial statements, and analysis and assessing the financial ratios including profitability, efficiency, capital structure and coverage ratios.
Education
Bachelor's Degree in Accounting/English section
Ain Shams University (ASU)Jan 2013
High School - Thanaweya Amma
Saint Fatima Language SchoolJan 2009
Languages
English
Advanced
Training & Certifications
Credit Course, CMB module
Shindy & Associates, Inc.·2015English course Level 6
Berlitz English·2013EDUEgypt Business Process Outsourcing Skills Certification at Information Technology Institute (ITI).
Edu Egypt·2012