Omar Sharafaldin Mohamed

Finance Business PartnerFull Time

• Job Details:- Calculating the Distributors Rebates and Incentives - Reviewing the KPIs of the Distributors - Improving the impact, and understanding, of financial reporting on business performance - Providing analysis and delivering insight that links financial reports to business strategies - Providing effective commercial procedures, or initiating change, to ensure key operational, commercial and financial targets are delivered - Building partnerships and maintaining strong relationships with all senior managers.

Retail Credit Risk AnalystFull Time

• Job Details:- Analyze and recommend approval or declination of credit and trading product transactions for clients. - Ensure compliance of all retail risk policies (new, existing, or changes) to regulatory requirements and the applicable laws and track changes against performance trends. - Implementing internal controls, policies, and procedures pertaining to risk involved in new credit and charge accounts applications accordingly. - Preparing, documenting and presenting periodic assessments of asset quality, credit risk management and the adequacy of all and related processes. - Prepared weekly and monthly reports of all credit accounts and provided reviews to the upper management to assess variances and take necessary action for all emergency accounts. - Review the monthly bad debts provisions, according to central bank regulations. - Using credit-scoring systems ( I-Score, HOS, Central Bank Fully Inquiry System, etc) - Initiating credit approval for different consumer credit facilities such as personal loan, credit cards mortgage loans etc... - Prepare / formulate the yearly risk charge for monitoring and maintaining the agreed upon percentage for major retail lending products. - Monitor credit and mission risk exposure, coordinate effective responses - Conduct qualitative and quantitative analysis on different portfolio segments. - Using mathematical and statistical models for forecasting credit risks in a variety of situations