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Kholoud Osama Mohammed

Credit analyst at Banque Misr

Haram, Giza, Egypt

Work Experience

  • Credit analystFull Time

    Banque Misr

    Dec 2017 - Present -7 yrs, 6 months

    Egypt , Cairo

    • Job Details:• Analyzing of Financial Statements and other relevant information concerning the borrowers. • Structuring of credit proposals of SME clients for the approval of the Senior Management and Risk Department. • Liaising with customers regarding their financial requirements. • Handling facilities renewal of existing portfolio. • Monitoring and follow up the utilization of the approved facilities. • Handling day to day credit & operational issues of customers with treasury and trade departments. • To proactively drive new to bank business to grow SME business presence in the identified target segments. • To maintain close contact and relationship with the clients in a way that ensures that we remain one of their main banks and getting the major share of their banking activities. • To sell actively the bank products assets / liabilities / trade finance transactions / FX / remittances / business loans / other bank products. • Drive service team to achieve customer satisfaction
  • Senior AdvisorFull Time

    Vodafone IE

    Jan 2017 - Dec 2017 -11 months

    • International advisorFull Time

      Vodafone IE

      Jan 2016 - Dec 2016 -11 months

      Egypt , Cairo

      • Job Details:International advisor at vodafone ireland helping our customers to get the best customer experience ,primte our company each and everyday using fluent english and soft skills needed to achieve our monthly target.
    • TraineeInternship

      NBE

      Jul 2013 - Aug 2014 -1 yr, 1 month

      Egypt , Cairo

      • Job Details:Trained at NBE in the Accounting , research , HR departments .
    • Education

      • Bachelor's Degree in Accounting

        Cairo University (CU)

        Jan 2011 - Jan 2015 - 4 yr

      Activities

      • HR Specialist at Bahyea Hospital

        Volunteering

        Aug 2015 - Jan 2015 -7 months

      Achievements

      - Currently Studying CFA, Level 1

      Skills

      Languages

      • English

        Fluent
      • French

        Intermediate

      Training & Certifications

      • Business Etiquette

        Banque Misr·2019
      • Credit course

        Egyptian Banking Institute·2018
      • Microsoft Excel

        Vodafone·2017
      • Portrait course

        Qetharah institution·2015
      • Bachelor degree certificate

        cairo university·2015
      • English, presentation and soft skills

        Modli , moic ·2013
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