
Lama Osama Karam
Financial Operations Specialist at alsoug.com | Cashi
New Cairo, Cairo, EgyptWork Experience
Financial Operations SpecialistFull Time
alsoug.com | Cashi
Sep 2024 - Present -9 months
- Job Details:As a financial operations specialist at Cashi, I am responsible for ensuring the accuracy, efficiency, and compliance of financial processes across the organization. My role involves managing financial transactions, overseeing payment operations, and mitigating financial risks to support seamless business operations. Key Responsibilities: - Develop and implement financial policies and procedures to enhance operational efficiency and ensure compliance with regulatory requirements. - Manage daily financial transactions, including payment processing, settlements, and fund transfers, ensuring accuracy and timeliness. - Oversee POS reconciliations, investigating and resolving discrepancies to maintain financial data integrity. - Handle claims management by processing, verifying, and resolving financial claims efficiently, ensuring compliance with company policies. - Supervise and coordinate settlements, ensuring timely and accurate reconciliation of transactions with financial institutions and vendors. - Assess and track service requests (SRs) and agent performance, implementing risk mitigation strategies to minimize financial exposure. - Ensure smooth payment operations by coordinating with banks and financial institutions, tracking fund movements, and resolving settlement issues. - Prepare and maintain detailed financial reports using Xero, providing insights to optimize financial decision-making. - Collaborate with cross-functional teams, including sales, IT, and data departments, to streamline financial workflows and enhance overall efficiency. - Monitor cross-border transactions, ensuring compliance with international financial regulations and mitigating currency exchange risks. - Continuously review financial processes, identify areas for improvement, and implement automation where applicable to support business growth. This role requires a strong analytical mindset, attention to detail, and the ability to work collaboratively across multiple departments to drive Cashi’s financial operations and strategic goals.
English Language InstructorPart Time
Eduversity
Sep 2023 - Present -1 yr, 9 months
Egypt , Cairo
- Job Details:As an English Instructor at Eduversity, I design and deliver engaging online lessons tailored to students' proficiency levels, focusing on language skills such as reading, writing, speaking, and listening. I create interactive learning materials, assess student progress, and provide constructive feedback to enhance their language proficiency. My role also involves incorporating digital tools and innovative teaching methods to create an immersive e-learning experience, fostering a dynamic and supportive learning environment.
Senior Treasury OfficerFull Time
United Capital Bank
Sep 2022 - Dec 2024 -2 yrs, 3 months
Sudan , Khartoum
- Job Details:As a senior treasury officer at United Capital Bank, I was responsible for managing corporate treasury operations, ensuring efficient liquidity planning, cash flow optimization, and financial risk mitigation. My role involved overseeing multi-currency transactions, managing settlements, and ensuring compliance with financial regulations to support seamless banking operations. **Key Responsibilities:** - Managed liquidity planning and cash flow optimization to ensure the bank’s financial stability and operational efficiency. - Oversaw daily cash management, fund transfers, and multi-currency transactions (USD, EUR, AED, SDG), ensuring regulatory compliance. - Coordinated settlements with correspondent banks, ensuring timely fund movements, reconciliation, and resolution of discrepancies. - Conducted foreign exchange (FX) trading, executing deals at optimal pricing and managing market risk exposure. - Executed FX auctions for VIP clients and prepared detailed reports submitted to the Central Bank of Sudan. - Prepared and communicated exchange rates to branches daily to ensure accurate financial operations. - Managed financial reporting, reconciliations, and accounting processes to maintain accurate records and compliance. - Collaborated with corporate finance, trade finance, and accounting teams to streamline treasury reporting and improve financial workflows. - Assessed and mitigated financial risks associated with foreign exchange, liquidity fluctuations, and market volatility. - Ensured compliance with regulatory and banking policies, preparing financial statements and reports for internal and external stakeholders. This role required a deep understanding of treasury operations, foreign exchange management, and financial risk mitigation to support the bank’s strategic goals and financial stability.
Skills
Languages
Arabic
FluentEnglish
Fluent
Training & Certifications
Certified FinTech Expert (CFTE)
101 BlockChains Academy·2025Financial Technology (FinTech) Innovations
University of Michigan (Online)·2024Risk & Treasury Management Internship
United Capital Bank·2022