Karim Mahboub

LIVING IN INTERIORS - EGYPT

• SME Unit Head Full Time

  Mar 2016 - Present -9 yrs, 4 months

  Egypt , Cairo

  • Job Details: Sharing parts of process manuals, regulations and all related kick off steps.  Viewing market conditions and strategic plans with top management.  Market segmentation and setting sales and marketing campaigns to penetrate new markets.  Coordinate and salvaging new lines with risk team.  Monitor portfolio concentration levels.  Managing RM’s team: Reviews & revises, the credit proposals submitted for the approval.  Improve the assigned portfolios; Generate "NIIR" & “ROA” Reduce NPLs.  Monitoring and raising utilization ratio minimum of 65%.  Analyzes the financial spreads, projections and cash flows; reviews collateral and guarantees status.  Review legal, compliance, risk and internal policy to insure clean smooth approvals.  Assist with Credit and Risk Management by monitoring assigned portfolio.  Insure that granted facilities limits uses within CP terms and conditions.  Ongoing training and motivation for team members.  Reporting to SME Director.
• Sales Manager Full Time

  Oct 2015 - Mar 2016 -5 months

  Egypt , Cairo

  • Job Details: Attract new credit lines to build SME Department portfolio.  Approach more than 12 new client yearly.  Set visit plane of 3 new clients per day.  Set meetings, collecting all required financial and legal docx.  Send all received for credit analyst team.  Send investigation after analyzing customer financial.  Discusses credit line structure with client to insure high level of utilization.  Assist with risk, legal, credit follow up team to insure TAT getting for approval.  Focus on MTL and working capital lines to insure high level of funded limit.