Karim Ashraf Farag

Credit AnalystFull Time

• Job Details:● Assessment and Underwriting: ➢ Cross-checking the provided information and verifying it by assessing provided data, and doing a fiscal visit if needed. ➢ Performing credit review and risk assessment analysis using quantitative and qualitative approaches, such as interpreting financial and cash flow statements, perform financial ratio analysis. ➢ Preparing a credit report and being part of the credit committee meetings. ● Support on Origination: ➢ Communicating with customers by making and receiving outbound and inbound calls, and handling customers queries on different channels and platforms. ➢ Assessing new leads upon liwwa’s Eligibility and Application requirements, by using a set of tools to analyze and provide an initial assessment for the borrower's creditworthiness. ● Support on Post-Approval: ➢ Sending approval emails and communicating with clients about their approved loans. ➢ Conducting due diligence and preparing contracts. ➢ Conducting the signing of clients. ➢ Handling collection calls and tracking late payments. ➢ Preparing all operational letters. ➢ Proactively managing early alert reporting on delinquent accounts with appropriate risk mitigation strategies.

InstructorPart Time

Credit Portfolio Risk Management AnalystFull Time

• Job Details:➢ Analyze the credit Portfolio of the bank to make sure that it's complying to the bank policy and CBE regulations ➢ Provide periodic reports whether to CBE or internally used ➢ Coordinate with the CBE about the required reports ➢ The reports include the acknowledgments of the Institutions which have credit facilities from the bank ➢ Measure the concentration risk in the countries, industries, segments, or in the institutions and their affiliates.