Jack Mtanios Yousef

Credit DocumentationFull Time

• Job Details:- Preparation of mortgage contracts (new/increase/amendment/release/ transfer ownership) and letters addressed to Land department/municipality/ Free zone authorities/shares& stocks markets and Contacting customers to set up an appointment and execute the mortgages, - Ensure that the Mortgage documents are collected back from Land department/municipality/Free zone authorities/shares& stocks markets authorities and deposited for safekeeping /security file of clients and electronic at EDMS, - Registration of collateral's and assets under Emirates Movable Collateral Registry system (EMCR), - Coordinate with Dubai Notary Public / Free zone authorities & other authorities to execute the asset pledge agreement (new/increase/amendment/release) mortgages and to set up appointments, - Registration of properties mortgage and assets under E-Mortgage system of Dubai land department /UAE government portals and Collect the mortgage fees from Client / Business unit / COPS and credit it at NOQODI Wallet, - Prepare Facility letter / Amendment / liability letter /No liability letter and other normal / security documents in line with the internal credit approval, - Scrutiny of the Borrowing / guarantors documents and Constitutional documents of the customer and give legal opinion / consultations for the authorized signature, - Ensure compliance with policy, procedures, standards and reporting requirements, - Coordinate with Dubai Finance Market / Abu Dhabi security exchange to execute the share pledge / amendment / release / transfer / report through online system and/or physically by visiting the authorities, - Create tripartite agreements in consultation with legal team for Assignment Rights in favour of Bank, - Act as back up for daily activities of the CAD functions under Limit Management, - Co-ordinate with Legal & Remedial team/collection & recovery team for any documents to be perfected for customers of the Bank as well as Takamul Real Estate company (Owned by Bank) for buying & sale the properties with transferring the ownership, - Track and validate all the mortgage contracts before expiry date(s), - Arrange valuation reports for the customer of the Bank, - Review legal documents provided by clients to Credit Administration Department (Risk Management).

legal officerFull Time

• Job Details:Provide legal opinion and advice on various issues relating to corporate and retail customers, security creation, third party vendor contracts, labor issues and other day-to-day activities of the Bank and highlight potential legal risk involved. - Drafting, updating and reviewing various templates of the applications forms, terms and conditions for products, contracts, facility agreements, security documents, legal notices for different departments of the Bank, - Filing and handling commercial, civil, criminal cases, Interpol, ABF repossession including Cheque bounce cases, on various stages of prosecution and advice on the process of notarization, legalization and attestation of documents. - Attended investigations proceedings and expert meetings and regularly followed up on the status of Bank’s cases in various courts and public prosecution and prepare monthly reports of all civil, commercial and criminal cases filed by and against the Bank. - Manage and mitigate risk under delinquent accounts portfolio and provide solutions i.e. restructuring, rescheduling, demand notices, legal action, etc. - Prepare internal memos, legal notices and correspond with various regulatory bodies in the U.A.E., police, external counsels and law firms on behalf of the Bank on a regular basis. - processing of Powers of Attorneys and Guidelines for economic registration authorities in UAE and the Free Zones Entities - Executed and closed mortgages on moveable and immoveable properties in the Trustee Office and the Land Department as well as enforcement mortgage at courts.

Legal Manager/advisorFull Time

• Job Details:Filed civil, commercial, criminal, labor and immigration cases, - Reviewed agreements and contracts and handled negotiations thereon, - Prepared various legal notices and documents on behalf of the Company and recorded them with the registrar/ relevant authorities, - Provided legal advice on Company’s day to day activities in relation to commercial laws, civil laws, criminal laws and other related laws and set up new companies, - Drafted and maintained the detailed records of POA, legal notices and all litigation documents, - Attend labor disputes before Ministry of Labor and calculated staff gratuities etc.