John Henien Isaac, CFA

Corporate Banking Relationship ManagerFull Time

Corporate Banking Relationship ManagerFull Time

• Job Details:Managing team of 2 junior credit analysts & a senior credit analyst. • Conducting business meeting with existing & potential clients to grab new business opportunities, expand business relations, search for new means to develop daily operations with each client. • Reviewing new, annual review, short memos as well as spreading & projection models prepared by analysts & senior analyst. • Coaching junior team members to help them expand their knowledge, improve their analytical skills & provide our client with world-class service level. • Presenting all memos to risk department & answering all inquiries as well as presenting supporting documents when needed. • Finding solutions for any problems hindering other team members from executing clients’ requests. • Preparing any kind of memos during overload periods.

Assistant Manager-Corporate BankingFull Time

• Job Details:• Spreading complex financial statements to generate the key ratios required for evaluating the customer’s financial position. • Building (3-, 5-year, etc.) real world financial models to project the future performance, profitability & cash flow of subject & existing companies (including project finance). • Preparing quality detailed financial analysis including cash flow models (six blocks & three blocks cash flow statements) in order to identify potential credit risks. • Examining companies’ financial performance including liquidity, profitability, capital structure, asset management, credit history and cash flow patterns, in addition to other factors as income growth, quality of management, market share, and potential risks of industry. • Developing practical and appropriate credit solutions (lending structures) through understanding customers’ needs, delivering the credit risk analysis in line with agreed business needs. • Obtaining all required approvals and instructing various operations departments to execute client’s daily operations (e.g. LGs, LCs, IDCs, EDCs, transfers & checks disbursement) efficiently. • Maintaining portfolio of assigned credit facilities, while obtaining financial information and annual reviews. • Ensure full adherence to credit policy and CBE regulations. • Participating in on-site client meetings to examine operational effectiveness as well as efficiency.