Islam Adly Khalil

Banking Professional: Relationships & Credit Expertise

Suez, Suez, Egypt

ENBD

Jul 2017 - Present -7 yrs, 11 months

Egypt , Cairo

Job Details:• Solicit new to bank and new to product leads. • Retain existing clients through focused relationship management activities. • To manage and enhance the existing commercial portfolio and solicit acceptable new relationships in order to meet the pre-set financial non-financial objectives. • Provide advice on potential financial solutions based on identified needs. • Resolve client queries. • Analyze financial requirements of customer and match with banks products offerings. • Develop opportunities to increase the sales production. • Prepare, and review all required reports and KYC forms to ensure that all transactions are adhered to the bank’s policies and procedures. • Coach and assist the relationship officers to enhance productivity and achieve the set targets.

CIB

Jun 2017 - Present -8 yrs

Egypt , Suez

Job Details:• To manage and enhance the existing commercial portfolio and solicit acceptable new relationships in order to meet the pre-set financial non-financial objectives. • Establish new borrowing relationships for Business Banking (SME), preparing the required credit and financial analysis as per the bank policies and procedures to enhance the bank’s market share. • Spread and analyse financial statements, preparation of credit application, documentation & post-sanction monitoring through periodic account review/renewal. • Manage the existing loan portfolio to ensure establishment of appropriate account plans, recommend credit facilities in line with Bank credit policy to maximize earnings while containing risks to an acceptable levels. • Develop and maintain strong working relations with all existing clients at key levels to optimize the utilization of approved facilities. • Implement and maintain complete control aspects i.e. financial analysis of statements of accounts, documentation, periodical client visits call reports. • Small and Medium customers with sales turnover up to 100 Million EGP. • Refer customers to bank products especially for New to Bank deposits. • Ensure compliance with all internal controls and established policies and procedures.