HS
Hadeer Senousi
Senior Credit Assessment at Beltone for Consumer Finance
CairoWork Experience
Beltone for Consumer Finance
Sep 2023 - Present -1 yr, 10 months
- Job Details:Extensive experience in credit assessment and risk management, with a proven ability to evaluate and analyze consumer finance applications. Strong expertise in interpreting financial data and assessing creditworthiness to support sound decision-making. Skilled in balancing business growth objectives with risk mitigation strategies, ensuring compliance with company policies and regulatory standards. Analytical thinker with a detail-oriented approach to identifying potential risks and proposing effective solutions. Collaborative professional with excellent communication skills, fostering strong relationships with internal teams and stakeholders. Customer-focused mindset, ensuring a seamless and transparent credit evaluation process. Dedicated mentor and leader, guiding junior team members to uphold high credit assessment and decision-making standards.
Operations Officer & Credit Assessment
Aur Consumer Finance
Feb 2023 - Aug 2023 -6 months
- Job Details:Gather client information, analyze financial data and transactions, and assess credit history. Report findings, make recommendations, and verify client information to fulfill CPV requirements. Present, analyze, and recommend information to managers, especially regarding borrowers' repayment ability. Process incoming applications efficiently to meet productivity targets and turnaround times. Assess the creditworthiness of prospective clients. Ensure compliance with the firm's policies, procedures, and credit function guidelines. Code companies and merchants.
Retail Credit Assessment Analyst
CIB Bank
Mar 2020 - Jan 2023 -2 yrs, 10 months
- Job Details:Review & analyze retail loan applications for clients. Conducting internal verification with clients and their companies. Evaluate individuals' creditworthiness by assessing their financial statements and credit reports. Assist with the loan origination, structuring, and documentation processes. Collect and analyze financial and personal information, such as bank statements. Make lending decisions that align with our bank's policies to ensure financial stability and customer satisfaction. Obtain information and check his i-score to confirm his eligibility. Addressing the concerns of customers.
Skills
- Retail Pro
- Customer Relationship Management (CRM)
- Microsoft Office (Word, Excel, PowerPoint)
- Ticket Easy
- Luceda
- Professional English, both written and spoken
- Proven ability to handle multiple tasks simultaneously and prioritize effectively
- Ability to work independently and collaboratively as part of a team
- Proven ability to perform effectively under pressure
- Keen focus on precision and high-quality work
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