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Emad Khalil

Corporate Liability and Secure Lending Manager

Heliopolis, Cairo, Egypt

Work Experience

  • Corporate Liability and Secure Lending ManagerFull Time

    Aafaq Islamic Finance

    Aug 2018 - Feb 2020 -1 yr, 6 months

    United Arab Emirates , Dubai

    • Job Details:Presently leading a team of 12 Senior RO, Assistant RM, RM and SRM Aug 2018 till Feb 2020  Managing and retaining a portfolio of AED 3.4BN Labor, Establishment and Financial Guarantees.  Achieving team target of new Wakala Investment Deposit (FIX Deposit) and cross selling Corporate Finance  Supporting the product team in making new policies and procedures for existing portfolio.  Using my expertise to identify, recommend and promote products and solutions that best serve the client while working within risk parameters that protect the company.  Supporting my team in meeting our existing clients to understand their businesses and analyze their profile better.  Create strategies to acquire new clients and to retain the existing clients.  Strengthen working relationships with clients, utilizing excellent communication skills and prompt solutions with result driven attitude strive for success and growth striving for success and growth.  Instrumental in suggesting innovative ideas on new products suiting client’s requirements & market trends.
  • Wealth and Liability Relationship ManagerFull Time

    Arab Investment Bank

    Mar 2016 - Jul 2018 -2 yrs, 4 months

    Egypt , Cairo

    • Job Details: Handling a portfolio of AED 500MN+ for both Islamic and Conventional HNW Individual clients  Managing credit opportunities within assigned portfolio  Using my extensive referral network to identify and pursue potential clients and looking for ways to establish a long-term relationship with them  Advising clients and offering them a customized portfolio while developing the Bank’s business by introducing the existing and new clients to the new product offerings  Protecting the Bank by following sound risk management protocols and adhering to regulatory requirements  Preparing end to end documentation  Direct supervision and guidance to relationship officer/senior relationship officer & assistant relationship manager
  • Direct Sales Acting Team LeaderFull Time

    Union National Bank

    Mar 2013 - Feb 2016 -2 yrs, 11 months

    United Arab Emirates , Abu Dhabi

    • Job Details: Supervise a team of 8 members SR. / Sales Officers for Personal Loans, Credit Card and Auto Loan Sales and evaluate their performance  Resolve any escalations or complaints  Passing on the leads to the team members  Trained new joiners on the bank’s various services and sales skills  Interact and communicate with other departments and follow up  Attract and target large companies, code new companies and add them to the bank’s network
  • Direct Sales Team LeaderFull Time

    Citi Bank

    Jul 2010 - Feb 2013 -2 yrs, 7 months

    Egypt , Cairo

    • Job Details: Supervise a team of 15 members for Credit Card and Personal Loans and evaluate their performances  Ensuring the monthly and quarterly target achievement of the team.  Present latest Bank’s offerings to large size companies  Resolve any escalations or complaints  Recommend courses and seminars for team members to enhance their skills  Attract and target large companies, code new companies and add them to the bank’s network
  • Education

    • Bachelor's Degree in Hotel Management

      Future University in Egypt (FUE)

      Jan 2008 

    Skills

    • Retail Sales
    • Relationship Management
    • Customer Satisfaction
    • Excellency Department
    • Outdoor Sales
    • Wealth Management
    • Corporate Banking
    • Human Resources
    • Retention

    Languages

    • Arabic

      Fluent
    • English

      Advanced

    Training & Certifications

    • Equity & Investment Portfolio Management

      Emirates Institute for Banking and Financial Studies·2019
    • Customer Relationship Management

      Emirates Institute for Banking and Financial Studies·2018
    • Statement Financial Reisues

      Emirates Institute for Banking and Financial Studies·2018
    • Financial Crimes Compliance

      AL Masraf Bank·2018
    • S.O.A.R Sales Effectivness

      Cambridge International Qualifications, UK·2016
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