EA
Emad sameh ali Ashour
Product Development Manager at Aman Holding
Heliopolis, Cairo, EgyptWork Experience
Product ManagerFull Time
QNBAA
Jul 2018 - Nov 2020 -2 yrs, 4 months
Egypt , Cairo
- Job Details:1-Maintain full knowledge with the products business model including its value proposition and the desired business benefits and carry out the product road-map planning. 2-Develop wide range of products and services that aim at maximizing the banks profitability and widen its client base . 3- Study and analyze the research findings and outcomes in order to determine the existing market needs and competitors move. 4-Obtain the commercial aspects for the product development from the concerned stakeholders and moderate necessary workshops to study the development features for the product. 5-Regularly evaluate and identify the existing products weakness area and propose required action plan for enhancement. 6-Ensure that the proposed new products or enhancement features for the existing ones are products are meeting the required financial need and matching the market. 7-Conduct the cost benefit analysis in order to be able to price the old and new products and propose the applied fees in light of the product cost . .8-Coordinate with any third party or service provider necessary to launch or re launch any new product in coordination with the banks concerned departments(RISK,FINANCE , LEGAL ). 9- Prepare ALCO presentations and ensure heir coverage for the current situations for the market competition and the profitability affect of the proposed new pricing coordinate with the concerned departments to update the interest rate on the core banking system and required communication to announce the update for the concerned staff and clients. 10-Develop the required CBE letters ,which reflect the changes in the depository products interest rates in coordination with the Governance sake holders elation &contract department. 11- Perform continues follow up on the sales , market conditions and competition in order to eliminate ineffectiveness features weather in the product process or commercial offer
Portfolio managerFull Time
QNBAA
Jun 2015 - Jun 2018 -3 yrs
Egypt , Cairo
- Job Details:Represent active daily point-of-contact for customers requesting or inquiring on different bank products (Whether in person or by phone) 2-process and issue fund transfers,bank draft ,traveler checks,certified checks,back office currency exchange,card&loans application .Maintain depository accounts (open.renew.close) 3-Maintain and develop CROSS SELLING transactions through cultivation of accounts relationships 4-Receive and record customer orders verify signatures prepares SWIFT messages determine away of settlement apply charges post transactions inform ho treasury review computer out put issue advice 5-Consistent regular outside visitations to potential corporations to acquire and maintain business to widen the bank's payroll base. 6-Complete management of client portfolio, by matching their distinctive and various needs to the exact product that fulfills these needs. 7-Periodic follow up on the assigned portfolio and handling the retention of inactive and dormant clients to decrease rate of attrition. 8-Utilizing the delivery of premium services to all trusting clients which generated substantial referrals. (Individuals and corporations). 9-Serve as a primary point of contact for individual and corporate clients and promotion of various corporate facilities in coordination with other lines of business (SMEs and corporate). 10-Perform other related duties of customer service. 11-Promoting the bank's image as a leading banking system in Egypt. 12-Ensure the correct functioning and implementation of the permanent supervision,compliance and money laundering ,operational risk and workplace success guidelines whenever and where possible
Education
Technical Diploma in Marketing
American University in Cairo (AUC)Jan 2017 - Jan 2018 - 1 Year
Diploma in accounting
Ain Shams University (ASU)Jan 2013
Bachelor's Degree in Accounting
Ain Shams University (ASU)Jan 2009 - Jan 2013 - 4 yr